Small Business Administration
http://www.sba.gov/
One of the best places to begin your search for grants and resources, the SBA offers a wealth of information through it’s own departments, and will also direct you to numerous other resources.

SBA Office of Technology
The following departments of the SBA offer grants to small businesses.
* Small Business Innovation Research Program (for a subsidy to develop a promising idea)
* Small Business Technology Transfer Program (to commercialize new ideas).

Association of Small Business Development Centers- Learning Center
http://www.asbdc-us.org/education.html

About.com’s
“Money for a Small Business” Resource
http://usgovinfo.about.com/library/weekly/blsba.htm

The U.S. Small Business Administration’s Small Business Startup Kit
http://www.sba.gov/starting/indexstartup.html

M.I.T. Enterprise Forum of Cambridge
http://www.mitforumcambridge.org/

Free Sample Business Plans at Bplans.com
http://www.bplans.com/sp/

The I.R.S. Small Business Corner
http://www.irs.treas.gov/bus_info/sm_bus/index.html

The Copyright Website
http://www.benedict.com
This site endeavors to provide Web copyright information to encourage discourse and invite solutions to the myriad of copyright tangles that occur on the Internet.

National Federation of Independent Businesses
http://www.nfibonline.com
The NFIB strongly advocates protect small businesses from federal and state governments. They often provide worker’s compensation insurance at a lower cost than most insurance carriers.

National Association of the Self Employed
http://www.nase.org
A major advocate with government agencies to preserve the interests and rights of small business owners. This organization also has affordable health care coverage in many parts of the country.

Fellowship of Companies for Christ International
http://www.fcci.org
For those who are concerned about following Biblical principles of management: offers local support groups, regional conferences, resource people, and other fellowship opportunities. You can also find leadership materials and ethics and morality guidelines and studies for Christians and non-Christians, as well as self-study courses and company management/vision evaluations.

World Trade Associations
http://www.wtca.org
The association of world trade organizations can help small businesses break into the import or export business. There are local WTA libraries and networking events and courses. Their introductions to government agencies are helpful in managing the red tape of international commerce.

Online Women’s Business Center
http://www.onlinewbc.gov/
One of the most popular resources for women in business, this organization has lots of great information.

Chambers of Commerce
The U.S. Chamber of Commerce is making efforts to provide more resources for smaller businesses. Check out local networking events, annual small business expos, and see if there is a small business resource person in your local office. It is always a good idea to investigate group health care plans offered through your Chamber of Commerce. Grants are offered through the National Institute of Standards and Technology Advanced Technology Program, administered by the U.S. Chamber of Commerce.

U.S. EPA Small Business Gateway
http://www.epa.gov/smallbusiness/money.htm

U.S.D.A Small Business Innovation Research program
http://www.reeusda.gov/sbir/

The LowDoc (Lower Documentation required) Program
A popular loan guarantee program for loans under $100,000.

The MicroLoan Program
Business loans under $25,000.

Caplines
Guarantees lines of credit. The Caplines program can guarantee up to 75% for up to $750,000.

SBA Equipment Loans
“504 loans” through Certified Development Companies (financing companies certified by the SBA). Loans may be up to $1,000,000 and up to 10 years (20 years for real estate). Requires collateral and personal guarantees (as on every SBA loan), and the creation of at least one job for every $35,000 (or at least retention of that job).

DELTA (Defense Loan & Technical Assistance Program)
Helps small defense industry businesses.

The SBA 8(a) loan program
SBA contracts directly with other government agencies, then guides the contracts to minority and women owned businesses without going through the bidding process.

SBA 7(j) Assistance
Accounting and consulting advice for minority and women owned businesses.

Other Specialized Loan Programs
U.S. Department of Agriculture Rural Business-Cooperative Service SBA International Trade Program

Government Contracts
GovCon
An information resource for the Government Contracting industry
http://www.govcon.com/

FedBizOpps
Federal Business Opportunities
http://www.fedbizopps.gov/

Government Contract Services, Inc.
http://www.gcswin.com/

The Office of Government Contracting
http://www.sba.gov/GC/
The Office of Government Contracting (GC) makes efforts to involve small, disadvantaged, and woman-owned businesses in federal government contract awards and large prime subcontract awards.

Venture Capital

The Technology Capital Network (TCN)
http://www.tcnmit.org/
A not-for-profit organization whose mission is to “Make money flow between investors and entrepreneurs”.

Small Business Investment Companies Program
http://www.sba.gov/INV/

ACE-Net
http://www.sba.gov/services/acenet.html
Angel Capital Electronic Network, sponsored by the SBA’s Office of Advocacy, helps small companies looking for investors and investors looking for promising opportunities.

AAA National Directories
http://www.dirs.com/
US directories for everything from business opportunities to mental health professionals

The Capital Connection
http://www.capital-connection.com
Great information for entrepreneurs seeking venture capital. 250 venture capital companies were asked what they look for in a business plan, critical factors in their investment decisions, and to list common mistakes entrepreneurs make in their business plan.

Commercial Finance Online
http://www.cfol.com/
Provides commercial finance education, resources, and sources in banking, leasing, financing, factoring, venture capital, real estate and business investors, mergers and acquisitions, import/export, and financial consulting.

EntreWorld
http://www.EntreWorld.org/
Information, news and advice to start a business and grow a business.

Infon Venture
Capital Directory
http://www.infon.com/
Comprehensive directory of venture capital firms on CD-ROM. 2000 investors searchable by industry preference, investment size, geographic location, career background, and education.

Investors Choice Website
http://www.venturecapital.org/
Provides wide-ranging information addressing venture capital, venture capitalists, conferences, entrepreneurship, and investment.

MIT Entrepreneurs Club
http://www.mit.edu:8001/activities/e-club/e-club-home.html
Works to make the process of starting a business easier.

MoneyHunter
http://www.moneyhunter.com/
Tools and information to help entrepreneurs raise money.

National Venture Capital Association
http://www.nvca.org/
Represents the interests of the venture capital and private equity industries

NVST Academy
http://www.nvst.com/academy/
A free self-paced course of study into the realm of mergers & acquisitions and venture capital.

Oppedahl & Larson
http://www.patents.com/
Law firm that offers patent, copyright, trademark, trade secret, and other intellectual property services. Site provides information about intellectual property and about the firm.

Secrets of a Former Banker, Confessions of an Entrepreneur
http://www.findingmoney.com/
Insider secrets on funding your company, and a large directory of venture capital sources

Software Patent Institute
http://www.spi.org/
Nonprofit corporation that provides courses and a database of software technologies to help improve the patent process.

The Potomac KnowledgeWay
http://knowledgeway.org/
Fosters the growth of new and existing companies in the knowledge industries; information on producing, recruiting and retaining a skilled work force capable of competing in a global environment.

Upside.com
http://www.upside.com/
A financial news and information site, including a large collection of related links.

Venture Associates
http://www.venturea.com/
Information on initial public offerings, business plans, venture capital and sources, financing and entrepreneurial books

Venture Capital Online
http://www.vcapital.com/
A service dedicated to providing information, networking and capital-raising opportunities and serve as an “exchange” among entrepreneurs and investors.

Venture Capital Resource Library
http://www.vfinance.com/
Tools, reference materials and resources to raise working capital for businesses.

VentureOne – Investment research
http://www.v1.com/
Serves the venture capital community.

#1 – Government grant “eligible applicants” are classified as A, B, or C. Check the specific grant details to see which classifications are eligible to apply for that grant. A and B are reserved for local governments, non-profit organizations, and other organized entities. Class C means that the grant is also available to private individuals. No matter what you hear in TV advertisements – the Government DOES NOT give away money just to get people out of debt. If you’re seeking funds for personal needs you will be better served by searching for grants from private foundations using the links provided in the table above.

#2 – While any U.S. citizen 18 years or older is allowed to apply for any grant, you can improve your chances of winning by applying only for grants that you qualify for. In other words, if you’re an artist, it might be a waste of time for you to apply for agriculture related grants.

#3 – Think in broader terms to find grants you can apply for. You probably will not find a grant that is specific for “buying new furniture” – “auto repair” – “remodeling the bathroom.” But keep in mind that most grants allow for the payment of “administrative costs.” In other words, you will be allowed to pay yourself a “salary” while carrying out the terms of the grant.

#4 – Some grants and forms of assistance are simple to get, but getting substantial sized grants requires a committment from you. The key is to follow through at all levels of the process, and stay in touch with the grant administrators. The reason why so much grant money goes un-awarded is that most grant seekers don’t take the time to follow through. And half-measures in any area of life will usually get you nothing.

#5 – Also remember, there is no limit to the number of grants you can apply for. If you find several grants that interest you, apply for them all. This will greatly increase your chances of getting cash that you never have to repay from the government or from private foundations.

#6 – Take a business-like approach to your grants seeking efforts. Apply for new grants on a frequent basis and keep good records at each stage of the process. Winning cash grants is similar to playing a lottery – but with fantastically better odds and much more control on your end. Still, even professional lottery players use business-like tactics, record each transaction, and are consistent with their efforts.

#7 – The single most powerful way of increasing your chances of getting the money is to submit professionally formatted correspondence to grant adminstrators.

FindIt.Org – Online Resources & Online Foundations
http://www.findit.org/html/fund_online_foundations.html
A list of starting points and individual foundations.

The Foundation Center
http://fdncenter.org/
This extensive site includes the Philanthropy News Digest, information and links for grant makers, an online library chock full of resources for grant seekers (including a “foundation finder” and an “online librarian”), and much more. Parts of this site are fee-based.

Foundations & Grantmakers Directory
http://www.foundations.org/grantmakers.html
An alphabetic list of links to foundations and grant makers from the Northern California Community Foundation.

FundsNet Services Online
http://www.fundsnetservices.com/
This very comprehensive, privately owned web site was created to provide nonprofit organizations, colleges and universities with information on financial resources available on the Internet. It is packed with information and links to funding resources and grants. Bear with the advertisements; the site is worth it.

LINCS-reviewed Resources for Grants/Funding
http://www.nifl.gov
LINCS is a gateway to education and literacy resources on the Internet. Its site includes this excellent, up-to-date list of upcoming grants, many of which may be of interest to the disability organizations. The grants are arranged chronologically (by due date) and link to additional information about them.

Arts USA
http://www.artsusa.org/index.html
Americans for the Arts works with cultural organizations, arts and business leaders and individuals to provide leadership, education and information that will encourage support for the arts and culture in our nation’s communities.

Iris & B. Gerald Cantor Foundation
http://www.cantorfoundation.org/
Promotes the recognition and appreciation of excellence in the arts. Supports art exhibitions, scholarships, and the endowment of galleries at major museums, as well as supporting biomedical research.

Dactyl Foundation for the Arts and Humanities
http://www.flash.net/~dactyl

Donna Reed Foundation for the Performing Arts
http://www.donnareed.org/
Based in Denison, Iowa, the Donna Reed Foundation operates to recognize, encourage, and support talent through national, state, and local scholarships, conduct workshops taught by outstanding industry professionals from across the country, and promote stage plays, concerts, and other cultural activities throughout the year.

John Simon Guggenheim Memorial Foundation -Creative Arts
http://www.gf.org/
The John Simon Guggenheim Memorial Foundation provides fellowships for advanced professionals in all fields (natural sciences, social sciences, humanities, creative arts) except the performing arts.

Hewlett Foundation – Performing Arts
http://www.hewlett.org/
The Foundation concentrates its resources on activities in education, performing arts, population, environment, conflict resolution, family and community development, and U.S.-Latin American relations.

The Liberace Foundation for the Performing and Creative Arts
http://www.flatwaremedia.com/liberace/Foundation.cfm

Princess Grace Foundation USA -Theater, Dance, Films
http://www.pgfusa.com/

Sherwood Anderson Foundation – Writers
http://www.urich.edu/~journalm/sahome.html

Target Arts in Education Program
http://www.target.com/target_group/community/community_guidelines.jhtml”

Lilla Wallace-Reader’s Digest Fund
http://www.lilawallace.org

Government Funding for Cultural & Arts Pursuits

Actors, Mimes & Playwright Grants Theater Program, National Endowment
for the Arts
1100 Pennsylvania Ave. NW, Rm. 608
Washington, DC 20506

American Culture & Folk Art Grants
Folk Arts Program, National Endowment
for the Arts
1100 Pennsylvania Avenue, NW Rm. 725
Washington, DC 20506

Arts Education & Successful Teaching National Arts Education Research Ctr.
NYU School of Education, Health,
Nursing & Arts Profession
32 Washington Place, #42
New York, NY 10003

Artists as Teachers Grants
Arts-in-Education, National Endowment
for the Arts
1100 Pennsylvania Avenue, NW Rm. 602
Washington, DC 20506

Classical Music Concerts Public Affairs Office
Library of Congress
Washington, DC 20540

Dance & Choreography Grants
Dance Program, National Endowment for the Arts
1100 Pennsylvania Avenue, NW Rm. 621
Washington, DC 20506

Distinguished Designer Fellowships Design Arts Program,
National
Endowment for the Arts
1100 Pennsylvania Ave. Rm. 625
Washington, DC 20506

Fashion, Graphic, Industrial Designers
Grants
Design Arts Program, Nat’l Endowment for the Arts, 1100 Pennsylvania Ave., NW
Rm. 625, Washington, DC 20506

Folklife Crafts & American Traditions Center for Folklife Programs and Cultural Studies
Smithsonian Institution
955 L’Enfant Plaza
Washington, DC 20590

Jazz Performers, Choruses and Grants for Other Musicians
Music Program, Nat’l Endowment for the Arts
1100 Pennsylvania Ave., NW Rm. 702
Washington, DC 20506

Museum Artistic Initiative Grants
Museum Program, Nat’l Endowment for the Arts
1100 Pennsylvania Ave., NW
Room 624
Washington, DC 20506

Musicians Overseas Concert Tours
Artistic Ambassador Program
Office of Private Sector Programs
Bureau of Educational and Cultural Affairs
U.S. Information Agency
301 Fourth St. SW Room 224
Washington, DC 20547

Opera and Musical Theater Funding
Opera-Musical Theater Program
Nat’l Endowment for the Arts
1100 Pennsylvania Ave., NW
Room 703
Washington, DC 20506

Overseas Speaking Opportunities for Artists
American Participants
Office of Program Coordination & Develop.
United States Information Agency
301 Fourth St., SW Room 550
Washington, DC 20547

Surveys of Educational Schooling Univ. of Illinois at Urbana-Champaign
Grants and Contracts
109 Coble Hall, 801 S. Wright St.
Champaign, IL 61820-6242

Studios, Exhibits and Funding for Artists
Presenting & Commissioning Program
National Endowment for the Arts
1100 Pennsylvania Ave., NW Rm. 726
Washington, DC 20506

Theater Company Funding Theater Program, Nat’l Endowment
for the Arts
1100 Pennsylvania Ave., NW Rm. 608
Washington, DC 20506

Visual Media Grants to Artists
Visual Arts Program, National Endowment for the Arts
1100 Pennsylvania Ave., NW Rm. 729
Washington, DC 20506

State Level Resources for Arts & Humanities

Alabama
Alabama Arts Council
1 Dexter Avenue
Montgomery, AL 36130-5810
(205) 242-4076

Alaska
Alaska State Council on the Arts
411 W. 4th Avenue Suite 1E
Anchorage, AK 99501-2343
(907) 279-1558

Arizona
Arizona Arts Commission
417 W. Roosevelt St.
Phoenix, AZ 85003
(602) 255-5882

Arkansas
Arkansas Arts Council
225 East Markeham St.
Little Rock, AR 72201
(501) 324-9337

California
California Arts Council
Public Information Council
2411 Alahambra Blvd.
Sacramento, CA 95817
(916) 739-3186

Colorado
Colorado Council on the Arts
750 Pennsylvania
Denver, CO 80203
(303) 894-2617

Connecticut
Connecticut Commission on Arts
227 Lawrence Street
Hartford, CT 06106
(203) 566-4770

Delaware
Delaware Division of the Arts
820 North French Street
Wilmington, DE 19801
(302) 577-3540

District of Columbia
DC Council of Arts
410 Eight St., NW
5th Floor, Stables Art Center
Washington, DC 20004

Florida
Florida Arts Council
Division of Cultural Affairs
Department of State
Tallahassee, FL 32399-0250

Georgia
Georgia Council for Arts
530 Means St., NW Ste. 115
Atlanta, GA 30318
(404) 651-7920

Hawaii
Hawaii State Foundation on Culture & Arts
335 Merchant St., Room 202
Honolulu, HI 96813
(808) 548-4145

Idaho
Idaho Commission on Arts
304 West State St.
Boise, ID 83720
(208) 334-2119

Illinois
Illinois Arts Commission
State of Illinois Center
100 W. Randolph St. Suite
10-500
Chicago, IL 60601
(312) 814-6750

Indiana
Indiana Arts Commission
402 W. Washington St. Rm. 072
Indianapolis, IN 46204

Iowa
Iowa Council on Arts
Capitol Complex
Des Moines, IA 50319

Kansas
Kansas Arts Commission
Jayhawk Tower
700 Jackson, Suite 1004
Topeka, KS 66603-3714
(913) 296-3335

Kentucky
Kentucky Arts Council
31 Fountain Place
Frankfort, KY 40601
(502) 564-3757

Louisiana
Louisiana State Division of Arts
P.O. Box 44247
Baton Rouge, LA 70804
(504) 342-8180

Maine
Maine Arts Commission
State House Station 25
Augusta, ME 04333
(207) 289-2724

Maryland
Maryland Arts Council
15 W. Mulberry St.
Baltimore, MD 21201

Massachusetts
Massachusetts Cultural Council
80 Boylston St. 10th Floor
Boston, MA 02116

Michigan
Michigan Council for the Arts
1200 Sixth Street
Detroit, MI 48226-2461

Minnesota
Minnesota State Arts Board
432 Summit Ave.
St. Paul, MN 55102

Mississippi
Mississippi Arts Commission
239 North Lamar St. Suite 207
Jackson, MS 39201
(601) 359-6030

Missouri
Missouri State Council on the Arts
Wainwright Office Complex
111 N. 7th St. Suite 105
St. Louis, MO 63101-2188
(314) 340-6845

Montana
Montana Arts Council
48 N. Last Chance Gulch
Helena, MT 59620
(406) 444-6430

Nebraska
Nebraska Arts Council
1313 Farman on the Mall
Omaha, NE 69102-1873
(402) 595-2122

Nevada
Nevada State Council on the Arts
329 Flint Street
Reno, NV 89501
(702) 688-1225

New Hampshire
New Hampshire Division of Arts
Council of the Arts, 40 N. Main St.
Concord, NH 03301-4974
(603) 271-2789

New Jersey
New Jersey State Council on the Arts
CN 306
Trenton, NJ 08625
(609) 292-6130

New Mexico
New Mexico Cultural Affairs Art Division
224 East Palace Avenue
Santa Fe, NM 87501
(505) 827-6490

New York
New York State Council on the Arts
915 Broadway
New York, NY 10010
(212) 387-7000

North Carolina
North Carolina Arts Council
Department of Cultural Resources
Raleigh, NC 27601-2807
(919) 733-2821

North Dakota
North Dakota Council on Arts
Black Building #606 118 Broad Way
Fargo, ND 58102
(701) 239-7150

Ohio
Ohio Council on Arts
727 East Main Street
Columbus, OH 43205-1797
(614) 466-2613

Oklahoma
State Arts Council of Oklahoma
640 Jim Thorpe Bldg.
Oklahoma City, OK
(405) 521-2931

Oregon
Oregon Arts Commission
550 Airport Rd. SE
73105-4987 Salem, OR 97301
(503) 378-3625

Pennsylvania
Pennsylvania Council on the Arts
Room 216, Finance Bldg.
Harrisburg, PA 17120
(717) 787-6883

Rhode Island
Rhode Island State Council on the Arts
95 Cedar St. Suite 103
Providence, RI 02903
(401) 277-3880

South Carolina
South Carolina Art Commission
1800 Gervais St.
Columbia, SC 29201
(803) 734-8696

South Dakota
South Dakota Arts Council
108 W. 11th Street
Sioux Falls, SD 57102-0788
(605) 339-6646

Tennessee
Tennessee Art Commission
320 6th Avenue North, Ste. 100
Nashville, TN 37243-0780
(615) 741-1701

Texas
Texas Commission of the Arts
P.O. Box 13406 Capitol Station
Austin, TX 78711-3406
(512) 463-5535

Utah
Utah Council of Arts
617 E. South Temple
Salt Lake City, UT 84102-1177

Vermont
Vermont Council on Arts
133 State St.
Montpelier, VT 05633-6001

Virginia
Virginia Commission for the Arts
Lewis House, 223 Governor St.
Richmond, VA 23219-2010
(804) 225-3132

Washington
Washington State Arts Commission
110 9th & Columbia Bldg., MS-GH11
Olympia, WA 98504-2675
(206) 753-3860

West Virginia
Dept. of Culture & History
Arts & Humanities Division
Capitol Complex Cultural Center
Charleston, WV 25305
(304) 558-0220

Wisconsin
Wisconsin Arts Board
131 W. Wilson St. Suite 301
Madison, WI 53703
(608) 266-0190

Wyoming
Wyoming Arts Council
2320 Capitol Avenue
Cheyenne, WY 82002
(307) 777-7742

Sales Office of Technology Development
Forum Bldg. Room 352
Harrisburg, PA 17120
(717)787-4147
Program Description: Research seed grant for developing or commercializing new technology. Contact person: n/a

John W. Anderson Foundation (NP)
402 Wall Street
Valparaiso, IN 46383
(219)462-4611
P/D: Building grants for the following fields of interest. Child welfare, health organization, social welfare, physical and mentally disabled, hospital, college and universities, community development, youth organizations. Contact person: William N. Vinovich, Vice Chairman

Pew Charitable Trust
2005 Market Street, #1700
Philadelphia, PA 19102
(215) 575-9050
P/D: Funding for the environment, conservation, art, education, culture. Contact person: Rebecca W. Rimel, President

William G. Selby and Marie Selby Foundation (NP) 1800 2nd Street, Suite 905
Sarasota, FL 34236 (941)957-0442
P/D: Building and equipment grants for the following fields of interest. All levels of education, elderly, disabled, social welfare, health organization, public television, performing arts, YMCA, renovation grants. Contact person: Robert E. Perkins Exec. Dir.

John S. and James L. Knight Foundation (NP) One Biscayne Tower, Suite 3800
2 S. Biscayne Blvd.,
Miami, FL 33131-1803 (305) 908-2600
P/D: Celebrating its 50th anniversary in 2000, the John S. and James L. Knight Foundation makes national grants in journalism, education and arts and culture. Its fourth program, community initiatives, is concentrated in 26 communities where the Knight brothers published newspapers, but the Foundation is wholly separate from and independent of those newspapers. Grants given in areas of, for the following fields of interest: museums, performing arts, zoos, community development, churches, women minorities, social welfare, recreation, higher education, hospice, disabled, youth organizations, homeless, child welfare, low income housing, food banks, boys club, renovation grants.

Sales Office of Minority, Women & Emerging Small Bus. 155 Cottage Street NE, 3rd Floor
Salem, OR 97310 (503) 378-5651
P/D: Grants for woman owned and minority owned businesses, plus special information sources to assist in all aspects of business management.

Chatos Foundation Inc., (NP)
P.O. Box 915048
Longwood, FL 32791
P/D: Building and equipment grants for the following fields of interest. Social welfare, cultural organization, colleges and universities, hospitals, religious org., child welfare, homeless, recreation, disabled, renovation grants. Contact person: William J. Chatos, President.

Dept. of Economic Dev.
7 Jackson Walkway
Providence, RI 02903
(401) 277-2601
P/D: Grants for woman owned and minority owned businesses, plus special information sources to assist in all aspects of business management.

Michigan Strategic Fund
525 W. Ottawa 3rd Floor
Lansing, MI 48909 (517)373-1820
P/D: Grants $20,000 to $50,000 for prototype development and to support certain small business innovation projects for Michigan residents. State Research Fund (1-517-335-2139 If they are not currently making loans or grants you can also contact the Federal Small Business Administration at 1-800-827-5722 to learn about financing programs for which you may qualify.

Richard King Mellon Foun.
500 Grant Street, 41st Fl, Ste. 4106
Pittsburgh, PA 15219 (412)393-2800
P/D: Funding for education, health care, medical research, conservation, social services, mainly in Pittsburgh and western Pennsylvania. Contact person: Michael Watson, VP

Oregon Resource & Technology Dev. Corp. 1934 NE Broadway
Portland, OR 97232 (503)282-4462
P/D: Seed and early-state capital for new products.

Department of Economic Dev
301 Centennial Mall South
Lincoln, NE 68509 (800)426-6505
P/D: Economic Development Finance Program/Community Development Block Grant Program: provides grants to businesses for job-creating business development in towns under 2,500 population. Maximum loan is 50% of the project cost. At least one new job must be created or retained for every $20,000 and at least 51% of the jobs created or retained must be for low and moderate income persons. (402)471-4167

Retirement Research Foundation
8765 W. Higgins Rd., Ste. 401
Chicago, IL 60631 (773)714-8080
P/D: Funding to improve the quality of life of senior citizens, including nursing home care, unemployment, opportunities, independent living. Limited mostly to the Midwest & Florida area. Contact person: Marilyn Hennessy, Pres.

Economic Development & Commercial Revitalization Bureau of Community Assistance
2740 Centerview Drive
Tallahassee, FL 32399 (904)488-3581
P/D: Small City Community Development Block Grant Program: grants funds to small cities which lend money to businesses in order to foster economic development. Rhode Island Dept. of Economic Development 7 Jackson Walkway
Providence, RI 02903 (401)277-2601
P/D: One stop center which provides assistance and information to Business. Various small business grants, innovative and applied research grants, tax incentives.

Troy Foundation
c/o Star Bank
910 W. Main Street
Troy, OH 45373 (513) 335-8513
P/D: Local funding for community development, recreation, education, youth, cultural programs. Contact person: Melissa A. Kleptz
Exec. Dir.

Missouri Dept. of Economic Dev
Box 118
Jefferson City, MO 65102
(314)751-0717
P/D: Development Block Grants: make funds of up to $500,000 available for commercial rehabilitation of buildings for business, commercial industrial purposes. New jobs must be created, at least 51% for low & moderate income persons.

Sun Trust Bank Atlanta Foundation
c/o Suntrust Co. Bank, Atlanta
P.O. Box 4418, MC 041
Atlanta, GA 30302 (404)588-8250
P/D: Special project funds, building funds, renovation projects, equipment and employee matching gifts for local community development, welfare, social services, education, cultural programs, the arts and youth agencies. Contact person: Victor A. Gregory
Secretary

Dept. of Community Dev.
P.O. Box 48300
Olympia, WA 98504 (206)753-5632
P/D: Community Development Block Grant and Community Development Finance Program: provide loans, loan guarantees, and grants to businesses in select small cities and counties of Washington for economic development.

B. W. A. (NP)
321 E. Walnut, Suite 200
Des Moines, IA 50309
(319)277-6108
P/D: Building and equipment grants for the following fields of interest. Child welfare, cultural organizations, renovation grants. Contact person: Harriet Macomber
President

Allen H. & Selma W. Berkman Charitable Trust 1500 Oliver Bldg.
Pittsburgh, PA 15232 (412)355-8640
P/D: Local funding for community and urban development, historic preservation, arts, health and social services. Contact person: Allen H. Berkman
President

The Ben May Charitable Trust (FT)
Am South Bank, N.A.
PO Drawer 1628
Mobile, AL 36629
Application address: P.O. Box 123
Mobile, AL 36601
P/D: Grants for higher education, cancer and community development. No application form required. Contact person: Mr. Vivian G. Johnston, Jr., Chairperson, Distribution Committee.

Fair Play Foundation (FT)
350 Delaware Trust Building
Wilmington, DE 19801
(302)658-6771
P/D: Renovation projects, equipment and land acquisition for historic preservation, museums, environment and wildlife. Contact person: Blaine T. Phillips
President

Sales Office of Business Dev.
1625 Broadway, Ste. 1710
Denver, CO 80202 (303)892-3840
P/D: Rural Development Financing
Program and Economic Development Commission Funds: make grants to businesses which create or retain jobs for low/moderate income persons.

Florida First Capital Finance
Company
Dept. of Commerce
Bureau of Business Assistance
107 W. Gains Street
Tallahassee, FL 32399
(904) 487-0466
P/D: Small Business Innovation Research Grants Program: provides financing for the early research and development phase of innovation for small technology-based businesses.

Rhode Island Foundation
70 Elm Street
Providence, RI 02903 (401)274-4564
P/D: Funding for arts, education, environment, social services, child welfare, health in Rhode Island. Contact person: Ronald Thorpe, VP Pro.

The Needmor Fund (PR)
2305 Canyon Blvd., Suite 101
Boulder, CO 80302
P/D: Seed money, technical assistance, general purposes, operating budgets for projects designed to empower disadvantaged populations. Emphasis on grassroots, member-controlled organizations with realistic strategies and goals. Funding interest includes the environment agriculture, rural development, housing, community development and minority populations Contact person: Lynn Gisi, Coordinator

The Hawaii Community Foundation (FT)
900 Fort Street Mall, Suite 1300
Honolulu, HI 96813 (808) 537-6333
P/D: Funds for families in crises, youth problems, environment concerns, historic preservation, community-based economic development and family services. Grants for operating budgets, seed money, equipment, technical assistance, research, special projects, renovations, student aid, scholarship funds, consulting services and seminars. Contact person: Jane Renfro Smith, Chief Executive Officer

Hall Family Foundation (PR)
Charitable & Crown Investment-323
P.O. Box 419580
Kansas City, MO 64141-6580
(816) 274-8516
P/D: Funding support for the arts, youth (especially education) economic development, and the elderly. Grants for program-related investments, seed money, emergency funds, building funds, special projects and renovation projects. Contact person: Wendy Burcham, Peggy
Collins, Margaret H. Pence or John Laney, Program Officers.

Virginia Dept. of Housing and Community Dev. 205 N. 4th Street
Richmond, VA 23219 (804)786-4474
P/D: Community Development Block Grants: are made to cities and counties which in turn lend them to eligible businesses to provide jobs.

General Research & Technology Activity Assistant Secretary
Policy Development & Research
Budget, Contracts and Program Control Division, Department of Housing & Urban Development 451 76th Street SW
Washington, DC 20410
(202)708-1796
P/D: Project grants for research and demonstration projects preselected by the Department of Housing and Urban Development as high priority projects designed to improve HUD program operations.

Utah Technology Finance Corp.
419 Wakara Way
Salt Lake City, UT 84108
(801) 364-4346
P/D: Grants to assist the growth of new and emerging technology businesses.
The Christian Workers Foundation (PR)
3038 Bankhead Avenue
Montgomery, AL 36106
Mailing Address: P.O. Box 457
Wolfeboro, NH 03896
P/D: Program related investments to evangelistic Christian organizations involved in youth work. Applications are by invitation only. No geographic restrictions.
Contact person: G.R. Lockhart,
Trustee

Center for Innovation and Business Development Box 8103, University Station
University of North Dakota
Grand Forks, ND 58202
(701)777-3132
P/D: Grants to entrepreneurs for research on technical innovations.
Metropolitan Life Foundation
1 Madison Avenue
New York, NY 10010
(212) 578-6272
P/D: Funding for urban development, health, education, social services, cultural programs, art. Contact person: A. Dennis White, VP. Corporate Contributions

Promotion of the Humanities Text/Publication Subventions, Division of Research Programs, Room 318 National Endowment for the Humanities
Washington, DC 20506
(202) 606-0207
P/D: Project grants to publishing entities for the dissemination of works of scholarly distinction that, without support, could not be published. Eligible to non-profit and commercial scholarly presses and publishers.

New Jersey Economic Development Authority Capital Place One
200 S. Warren Street, CN990
Trenton, NJ 08625 (609)292-1800
P/D: Direct loans, loan guarantees, revolving lines of credit.

California Dept. of Commerce
801 K Street, Ste. 1700
Sacramento, CA 95814
(916)324-8211
P/D: Sales Office of Business Dev.
Enterprises Zones: provide tax incentives to encourage job producing businesses.

Department of Economic and Community Development 193 State Street, #59
August, ME 04333 (800)872-3838
P/D: Development Block Grant Loan Program: makes funds available to cities and counties which then lend the funds to businesses for commercial rehabilitation or existing buildings used for business, commercial, or industrial purposes. Every $15,000 must create one full-time job.

David H. Koch Charitable Foundation (PR) 4111 E. 37th Street North
Wichita, KS 67220 (316)832-5222
P/D: Grants for seed money, building funds, campaigns, scholarship funds, operating budgets, general purposes and continuing support. Focus on the arts, education, cultural programs and economics. Contact: Ruth E. Williams

Minority Business Development Centers
Office of Operations
Minority Business Dev. Agency
U.S. Department of Commerce, Rm.5096, 14th & Constitution Ave.,NW Washington, DC 20230
(202) 377-8015
P/D: Project grants for businesses willing to provide free management and technical assistance to economically and socially disadvantaged individuals who need help in starting and/or operating businesses. Primary objective of the assistance are to increase the gross receipts and decrease the failure rates of the client firms. National Contact: Associate Director, Office of Operations

Xerox Foundation
P.O. Box 1600
Stamford, CT 06904 (203) 968-3445
P/D: Funding for civic, cultural and social organizations, science & tech., higher education. Contact: Joseph M Calahan, VP

The Nathaniel and Elizabeth
P. Stevens Foundation (PR)
P.O. Box 111
North Andover, MA 01845
(508) 688-7211
P/D: Support for conservation, housing social services, historic preservation, the arts. Grants for general purposes, program-related investments, seed money, emergency funds, building funds, equipment, land acquisition, matching funds, and special projects. Contact: Elizabeth A. Beland, Administrator.

Department of Economic Development & Tourism 1100 St. Francis Dr. Room 2006
Santa Fe, NM 87503 (505)827-0425
P/D: Grants for woman owned and minority owned businesses, plus special information sources to assist in all aspects of business management.

Foundation for the Tri-State Community (FT) P.O. Box 2096
Ashland, KY 41105 (606)324-3888
P/D: Funding for charitable, scientific, cultural, and educational concerns. Support for general purposes, special projects, seed money, consulting services and technical assistance. Contact: Theodore N. Burke Jr., Chief Exec.
Officer and President

Management and Technical Assistance for Minority Business Enterprises Office of Minority Economic Impact
Department of Energy
Forrestal Building, Rm. 5B-110
Washington, DC 20585
(202) 586-1594
P/D: Grants and services to encourage increased participation of minority and women business enterprises (MBEs) in the Department of Energy=s high technology research and development activities.

Omaha Community Foun.
Two Central Park Plaza
222 South 15th Street
Omaha, NE 68102 (402)342-3458
P/D: Support for cultural programs, education, neighborhood and community development, health, social services, women and youth. Grants for building funds, conferences and seminars, continuing support, emergency funds, matching funds, publications, renovation projects, seed money, technical assistance and other types of support. Contact person: W. Earl Taylor, Exec. Director

Promotion of the Humanities Centers for Advanced Study Centers for Advanced Study
Division of Research Programs
National Endowment for the Humanities, Rm. 318 Washington, DC 20506
(202) 606-8210
P/D: Support to independent research centers, American research centers overseas, and independent libraries and museums for interrelated scholarly research in well-defined subject areas. Funding provided allows these research centers to offer fellowships stipends.

Department of Commerce
1424 Ninth Avenue
Helena, MT 59620 (406)444-3757
P/D: Development Block Grant Program: make funds of up to $500,000 available for business, commercial, industrial purposes. New jobs must be created, at least 51% for low and moderate income persons.

Mc Inery Foundation (NP)
c/o Pacific Century Trust
130 Merchant Street
Honolulu, HI 96813 (808)538-4944
P/D: Building and equipment grants for the following fields of interest. Hospitals, youth organizations, special education, social welfare, performing arts, abused women.

Operating Assistance for Troubled Multifamily Housing Projects Director, Office of Multifamily Housing
Management,
Dept. of Housing and Urban Devlop.
Washington, DC 20410 (202)708-3730
P/D: Flexible subsidy to assist in restoration and maintenance of physical/financial stability of structure; top assist with ongoing management and operating costs of low-to-moderate-income projects approved under the National Housing Act or under the HUD Act of 1965. National Contact: Director, Program Support Branch.
Boettcher Foundation (NP)
600 17th Street, Ste. 2210S
Denver, CO 80202 (303)534-1937
P/D: Building and equipment grants. Grants issued throughout Colorado for the following fields of interest: Low income housing, disabled, elderly, child welfare, hospitals, community development, all levels of education, youth organizations, health organizations, social welfare, performing arts, museums, zoos, planned parenthood, boy scouts. Contact: Timothy W. Schultz, Pres.

The Minneapolis Foundation
A200 Foshay Tower
821 Marquette Avenue South
Minneapolis, MN 55402 (612)339-7343

William C. And Taheodosia Murphy Nolana Found. 200 N. Jefferson, Ste. 308
El Dorado, AR 71730
P/D: Building and equipment grants for the following field of interest: Hospitals, education, cultural organizations. Contact: William E. Nolan, VP

Post & Courier Foundations
134 Columbus Street
Charleston, SC 29403 (803)577-7111
P/D: Local funding for community dev.,
law enforcement, cultural programs, conservation. Contact: J. Douglas Donehur, Admin.

Sunnen Foundation (PR)
7910 Manchester Avenue
St. Louis, MO 63143 (314)781-2100
P/D: Grants for matching funds, special projects, capital campaigns, endowment funds. Support for family planning, civil rights, child welfare, youth, family services, primarily for protection of reproductive and First Amendment Rights. Contact: Helen S. Sly, President

Division of Economic & Community Development Dept. of Commerce
Barrett Bldg. 4th fl. North
Cheyenne, WY 82002
(307)777-7284
P/D: Economic Development Block Grant Program: gives money to participating cities, towns and counties for economic development projects, which then lend the money to local businesses to create jobs.

Biological Models and Materials Research Office of Grants and Contract Management, National Center for Research Resources, National Institutes of Health Public Health Service
Bethesda, MD 20892
P/D: Project Grants and SBIR Grants to fund biomedical research in non-mammalian models. Eligible to hospitals, educational institutions, and other organizations. SBIR grants are awarded to small domestic businesses with fewer than 500 employees. Contact: Grants Management Officer

Kimberly-Clark Foundation
P.O. Box 619100
Dallas, TX 75161 (214)830-1200
P/D: Funding for community development, conservation, museums, the arts, youth, drug abuse, higher education, primarily where the corporation has operations. Contact: Colleen B. Manno, VP

Phelps Dodge Foundation- NP
2600 N. Central Avenue
Phoenix, AZ 85004 (602)234-8100
P/D: Building and equipment grants for the following fields of interest. Welfare, cultural organizations, performing arts, youth organizations, health organizations social welfare, community development, YMCA. Contact: R. C.I Swan, Pres.

Women=s Business Ownership Assistance
Small Business Administration
Office of Women=s Business Ownrshp
409 3rd Street, SW
Washington, DC 10416
(202) 205-6673
P/D: This office makes a small number of grant to nonprofit organizations to run women’s business centers. Their website home page at www. sba. gov/womeninbusiness and the Online Women’s Business Center website is at www.onlinewbc.gov . Their programs and services, including loan guaranty programs and more. are administered through the SBA district offices across the country. There is at least one in your state; you can call the SBA Answer Desk at 1-800-U ASK SBA. Charles Stewart Mott Foun.
Office of Proposal Entry
1200 Mott Foundation Building
Flint, MI 48502-1851 (313)238-5651
P/D: Program-related investments, support for community improvement and education, environmental management, vocational education, family services, early childhood education and minorities. Contact: Judy Samelson, VP. Comm.

Bureau of Minority Business Development
Dept. of Development, P.O. Box 7970
Madison, WI 53707 (608)267-9550
P/D: Grants for woman owned and minority owned businesses, plus special information sources to assist in all aspects of business management.

Procurement Assistance to Small Businesses Associate Administrator Procurement Assistance Small Business Administration
409 3rd Street, SW
Washington, DC 20416
(202)205-6460
P/G: Assistance to small businesses to help them obtain contracts and subcontracts for federal government supplies and services and to help obtain property sold by the federal government. Eligible to existing and potential small businesses, i.e. those that are independently owned and operated but are not dominant in their fields. Local Contact: Field Office of Small Business Admin.

Management and Technical Assistance for Socially and Economically Disadvantaged Businesses Associate Administrator
Minority Small Business & Capital Ownership Development Small Business Administration
409 3rd Street, SW #
Washington, DC 20416 (202)205-6423
P/D: Project grants to give technical and management assistance to individuals, public and private organizations to help them succeed with existing or potential businesses that are socially or economically disadvantaged and are located in areas of high unemployment.

Ramuson Foundation (PR)
c/o National Bank of Alaska
P.O. Box 10060
Anchorage, AK 99510
(907) 265-2908
P/D: For Alaska nonprofit organizations. Building and equipment grants. Performing arts; museums, community development; social welfare; youth organizations, elderly, disabled, recreation. Contact: Diane Kaplan

Business Services
Office of Small and Disadvantaged Business Utilization, General Services Administration Washington, DC 20405
(202) 501-1021
P/D: Provides small and disadvantaged business firms with advice and counseling on taking advantage of government contracting opportunities. Procurement and surplus sales contracts are available as are concession and construction contracts. National contacts: Dir. Local Contact: Business Serv. Ctr. General Services Administration

Deposit Guaranty Foun. (PR)
One Deposit Guaranty Plaza
P.O. Box 730
Jackson, MS 39105
P/D: Program-related investments and other types of support for education, community fund, social services, youth and the arts. Contact: William M. Jones Sen. VP
Deposit Guaranty Nat=l Bank

Engineering Grants
Directorate for Engineering
National Science Foundation
4201 Wilson Boulevard
Arlington, VA 22230 (703)306-1302
P/D: Grants for research in engineering and technology, including funds for laboratory improvement and for research opportunities for women, minorities and disabled scientists and engineers. Contact: Paul Herer, Senior Advt., Direct. For Engineering
Computer and Information Science and Engineering
National ScienceFoundation
4201 Wilson Boulevard
Arlington, VA 22230 (703)306-1900
P/D: Grants funding to support research to improve the fundamental understanding of computer and information processing, to improve the training and education of scientists, engineers, and other personnel in the field, to provide access to advanced computer networking capabilities. Available to small businesses as well as academic institutions and government agencies.

Commercial Drivers Ed.
Division of National Programs
Office of the Assistance Secretary for Vocational and Adult Education U.S. Department of Education
400 Maryland Ave, SW
Washington, DC 20202-7242
(202) 205-5864
P/D: Project grants to establish and operate adult education programs to improve literacy skills of commercial drivers. Contact: Paul Geib

Cooper Foundation (PR)
304 Cooper Plaza
211 North 12th Street
Lincoln, NE 68508 (402)476-7571
P/D: Seed money, general purposes, and matching funds for the arts, social services for humanities. Contact: Art Thompson, President

The Lupin Foundation (PR)
3715 Prytania Street, Ste. 307
New Orleans, LA 70115
(504) 897-6640
P/D: Support for education, the arts, civic affairs, community development. Grants for equipment research, scholarship funds, special projects, matching funds, continuing support, general purposes, program- related investments, renovation projects and seed money. Contact: Loni Wesolowski Coordinator

UNUM Charitable Foundation
2211 Congress Street
Portland, ME 04122 (207)770-4378
P/D: Support for AIDS, the aged, handicapped, family services, community development, the arts, and education. Grants for capital campaigns, employee matching gifts, matching funds, seed money, and special projects. Contact: Janice Manning, Secretary

Economic Dev. Administration
304 N. 8, #441
Boise, ID 83702 (208)334-1521
P/D: Makes grants to communities for industrial site development. Communities then makes grants for individual businesses which are enable to obtain loans from conventional sources. One job must be created for every $10,000.

Federal Transit Capital Improvement Grants Federal Transit Administration
U.S. Department of Transportation
400 Seventh Street, SW
Washington, DC 20590
P/D: Project grants to help finance the acquisition, construction, reconstruction, and improvement of facilities and equipment for use in mass transportation service in urban areas, and to assist in coordinating such service with other forms or transportation in such areas.

Robert Z. Hawkins Foun.
One East Liberty St., Ste. 509
Reno, NV 89501 (702) 786-1105
P/D: Special project grants for youth, child welfare, higher education, community development, social services and Protestant giving. Contact: William A. Lindsay

Capital Construction Fund
Associate Administrator For Maritime Aids, Maritime Admin. U.S. Department of Transportation
Washington, DC 20590
(202) 366-0364
P/D: Grants in the form of tax benefits for replacement vessels, additional vessels, or reconstructed vessels, built sand documented under the laws of the United States for operation in the United States= foreign, Great Lakes, or non contiguous domestic trade. For U.S. citizens who own or lease one or more eligible vehicles and demonstrate financial capability to complete program. Contact: Associate Administrator for Maritime Aids.

Ellis L. Phillips Foundation
29 Commonwealth Avenue
Boston, MA 02116-2349
(617) 424-7607
P/D: Seed money, funding for emerging organizations developing new programs, grants for education on public issues, bio-diversity conservation, women=s issues, music, visual arts and historic preservation. Contact. Janet Walsh, Exec. D

Still, many different types of personal needs are addressed by the foundations listed below. If you want the money and can prove you deserve it, it’s probably there waiting for you.

Minnesota State Soldiers Assistance Fund Minnesota Department of Veterans Affairs
Veterans Service Building
20 W. 12th Street, (612)296-2562
St. Paul, MN 55155-2079
P/D: To provide emergency financial assistance to disabled veterans and their families in Minnesota. To be eligible for assistance, the veteran must be disabled and prevented from working, the disability must be temporary in nature and the veteran must be able to resume his or her normal occupation once returned to health. The funds are to be used to provide food and shelter, as well as to cover utility payments. Contact foundation for further details. Applications may be submitted at any time.

Armory S. Carhart Memorial Fund
c/o The Fauquier Bank
P.O. Box 561
Warrenton, VA 22186
Application Address:
c/o Margaret A. Wilson, Trustee
P.O. Box 630 (540)349-0223
Warrenton, VA 22186-0630
P/D: Financial assistance to persons who have incurred injury, illness or disability following activities in a fox hunt, hunter trail, horse show, hound trail, field trail steeplechase, point to point, hunt race, pony rally, or any similar activity.

Navarro County Health Services Found
P.O. Box 1022
Corsicana, TX 75151
Application Address:
c/o Carol Myers
Navarro Regional Hospital
West Hwy 22 (903)872-4861
Corsicana, TX 75110 or
c/o Jo Ann Means
121 N. Main Street, (903)872-8181
Corsicana, TX 75110
P/D: Funds are distributed directly to Navarro Regional Hospital on behalf of recipients. The financial resources of all recipients are below the Dept. of Health and Human Services Poverty Income Guidelines. Assistance to indigent Navarro County, TX residents of at least one year for medical expenses incurred at Navarro Regional Hospital. Applicant=s must be referred by a physician, a health care agency, or the hospital. Referrals accepted throughout the year. Completion of formal application required.

South Carolina Homestead Tax Exemption Program South Carolina Comptroller General
Attn: Local Government Division
P.O. Box 11228
Columbia, SC 29211 (803)734-2137
P/D: To establish a homestead exemption for South Carolina residents who are elderly, disabled, or blind. Legal residents of South Carolina who own a house or mobile home are eligible for this exemption if they are aged 65 or older, totally and permanently disabled or legally blind. Spouses of deceased persons who were eligible also qualify to receive the exemption if they were at least 50 years of age when their spouse died. The exemption continues as long as the homeowners live in their primary residence in South Carolina.

Volkswagen Mobility Access Program
Volkswagen United States, Inc.
3800 Hamlin Road, (800)822-8987
Auburn Hills, MI 48326
P/D: To provide financial assistance for the purchase of a Volkswagen minivan for the orthopedically disabled. This offer is open to the disabled or anyone else purchasing a Volkswagen minivan to transport or drive a full-time wheelchair user.

The Weinglass Foundation, Inc.
Two Hopkins Plaza, No. 802
Baltimore, MD 21201
Application Address:
Deborah Layman, Admin. Exec.
3300 Fashion Way, (410)538-1000ext.2240 Joppa, MD 21085
P/D; Grants to individuals, primarily for medical treatment and related expenses. Application accepted throughout the year. Initial approach by letter.

Children’s Wish Foundation Grants
Children’s Wish Foundation International
7840 Roswell Road, Suite 301
P.O. Box 28785
Atlanta, GA 30358
(404)393-WISH or (800)323-WISH
P/D: To fulfill the wishes of terminally ill children. This program is aimed at children in the United States or Europe, up to the age of 18, who are facing life threatening illnesses. The amount varies, depending upon the cost of filling the child=s dream. Applications may be submitted at any time.

Laurendeau Foundation for Cancer Care
2700 Iron Street, (360)671-7854
Bellingham, WA 98225
P/D: Grants to individuals residing in Bellingham, WA for outpatient cancer care. Completion of formal application required.
Contact: Joanne Gardner, Manager

Questar Corporate Giving Program
180 E. First South Street
P.O. Box 11150 (801)534-5435
Salt Lake City, UT 84147
P/D: Funding interest include the aged, medical and health services, education, the disadvantaged, and arts and culture. Initial approach by letter.

Mid-Iowa Health Foundation
550 39th Street, Ste., 104
Des Moines, IA 50312 (515)277-6411
P/D: Grant to fund health related service projects including drug abuse, mental health, and nutrition. Initial approach by letter. Contact: Kathryn Bradley

West Virginia Homestead Exemption
Department of Tax and Revenue
Attn: Taxpayer Services Division
P.O. Box 2389 (304)558-3333
Charleston, WV 25328-2389
P/D: To provide a partial exemption of property taxes on residences owned by disabled or elderly persons and retired veterans in West Virginia. Eligible for this exemption are single-family residences owned and occupied by any person who is permanently and totally disabled or at least 65 years old. Applicant=s must have been West Virginia residents for 2 consecutive calendar years prior to the tax year to which the exemption relates. Members of the U.S. military forces who maintain West Virginia as state of residence throughout military service and return to the state to purchase a homestead upon retirement or separation from the military because of permanent and total disability are considered to meet the residency requirement and also qualify for this exemption.

Alexandra Eastman Foundation
c/o New Hampshire Charitable Fund
One South Street, P.O. Box 1335
Concord, NH 03302 (603)225-6641
P/D: Seeks to improve the quality and availability of health care and to promote the health and well-being of residents of the greater Derry, New Hampshire area. Initial approach by letter. Contact: Deborah Cowan, Program Director

National Association For The Craniofacially Handicapped Grants-In Aid
National Association for the Craniofacially Handicapped
P.O. Box 11082 (615)266-1632
Chattanooga, TN 37401
P/D: To provide travel expenses for persons with severe facial deformities who travel to comprehensive medical centers for reconstructive facial surgery. Persons with craniofacial deformities resulting from birth defects, injury, or disease are eligible to apply for these grants in aid if they need to travel to comprehensive medical centers to undergo reconstructive facial surgery. Funds are available for transportation, food, lodging, parking, and tolls related to securing or undergoing treatment. No medical costs are covered. Grants also provide for 1 accompanying person for each trip. Application may be submitted at any time.

Vermont Emergency Assistance For Disabled and Needy Veterans
State Veterans Affairs
120 State Street, (802)828-3379
Montpelier, VT 05620-4401
P/D: To provide emergency financial assistance to disabled needy Vermont veterans or their dependents. Eligible to apply for this assistance are veterans and their dependents, if the veteran is both disabled and poor, served for at least 90 days (unless discharged earlier because of disability or the convenience of the government), has been a resident of Vermont for at least 1 year prior to application, and was discharged under conditions other than dishonorable. Applications may be submitted at any time.

Pennsylvania Blind Veterans Pension
Bureau of Veterans Affairs
Fort Indiantown Gap, (717)865-8911
Annville, PA 17003-5002
P/D: To provide financial assistance to blind residents of Pennsylvania who lost their sight while serving in the U.S. armed forces. Persons who have 3/60 or 10/200 or less normal vision are eligible if they are honorably discharged veterans who were residents of PA when they joined the U.S. armed forces and whose blindness resulted from a service connected injury or disease. Applications may be submitted at any time.

Alabama Ad Valorem Tax Exemption for the Blind Alabama Department of Revenue
Attn: Ad Valorem Tax Division
Gordon Persons Building, Room 4126
Montgomery, AL 36132-7210
(334)242-1525
P/D: To exempt residents who are legally blind from a portion of ad valorem property taxes in Alabama from ad valorem property taxes imposed by counties. Residents of Alabama are eligible to apply if they are over the age of 65 and have a net annual income of $12,000 or less for income tax purposes for the preceding year or are retired due to permanent and total disability regardless of age, or are blind, or retirement status. Must meet eligibility requirements.

R.H. Wilkin Charitable Trust
Attn: Peggy Pittman
P.O. Box 76561
Oklahoma City, OK 73147
(405)235-7700
P/D: To provide financial support for needy, crippled children residing in Oklahoma County, OK. Funds are made available to maintain, improve or retard the deterioration of the physical, mental, or emotional health and well-being of the recipients. Expenditure may include physical and psychiatric examinations, physical therapy, occupation therapy, wheelchairs, crutches, braces, prosthetic devices, blood and vital organs, food, clothing and shelter. The amount provided to each recipient varies, depending upon individual needs and the funds available to the trust. Application may be submitted

Federal Income Tax Deduction for Child and Dependent Care Expenses
Internal Revenue Service, Service Headqrts.
1111 Constitution Avenue, N.W.
Washington, DC 20224
(800)TAX-FORM
P/D: To provide a federal income tax credit of a portion of the expenses of caring for a child. Eligible for this credit are U.S. citizens or residents who have earned income and who live with a qualifying dependent who was either a) under the age of 13. b) a spouse who was physically or mentally unable to care for himself or herself. c) another dependent who was physically or mentally unable to care for himself /herself and for whom the taxpayer can claim an exemption. Qualifying expenses. Schooling, care outside the home, transportation and household services.

North Carolina Income Tax Relief for Disabled Veterans Division of Veterans Affairs
Albermarle Building, Suite 1065
325 N. Salisbury Street, (919)733-3851
Raleigh, NC 27603-5941
P/D: To provide income tax relief to disabled N.C veterans. Any assessment of income tax due prior to the time a person was inducted into the armed forces will be cancelled if the serviceperson is receiving service-connected disability compensation. Disability payments to veterans by reason of service in the armed forces need not be reported for income tax purposes. Grants by the U.S. Department of Veterans Affairs for motor vehicles for veterans who lost their sight or the use of their limbs are exempt from state income taxation. Grants by the VA to seriously disabled veterans for homes designed for wheelchair living are also exempt from North Carolina income taxation. The exemptions continue as long as the eligible veteran is a resident of NC.

North Dakota Tax Refund For Senior Citizen or Disabled Renters Office of State Tax Commissioner
State Capitol Building
600 E. Boulevard Ave.,
Bismarck, ND 58505-0599
(701)328-3127
P/D: To provide disabled North Dakota residents who live in rented quarters with a tax refund. Persons who are permanently and totally disabled, are residents of North Dakota, and are renters are eligible to apply for this refund, provided their annual income does not exceed $13,500 from all sources. Residents over 65 years of age are also eligible, whether they are disabled or not. Applications must be submitted to the county auditor at any time.

Sidney S. and Grace G. Hirsheimer Grts.
c/o National City Bank
Attn: Trust Department Hirsheimer Foud.
P.O. Box 868
Evansville, IN 47705
(812)464-9800
P/D: To provide financial assistance to the needy blind in Indiana. Eligible to apply are blind residents of Vanderburgh County, IN who require financial assistance to purchase food, clothing, health care, etc. The amount awarded varies, depending upon the needs of the recipient. Applications may be submitted at any time.

Polish Army Veterans Association of America Assistance
Polish Army Veterans Association of America
17 Irving Place
New York, NY 10003
(212)473-0580
P/D: To provide assistance to Polish veterans who served in the Allied forces during World War II and are in need because of disability of other causes. Eligible for this assistance are Poles who served in the Allied forces during World War II but are living in the United States and are in financial need because of disability or other causes. They must be members of the Polish Army Veterans Association of America.

German Protestant Orphan Asylum Association
5342 St. Charles Ave.,
New Orleans, LA 70115
(504)895-2361
P/D: Areas of support include medical services, and youth programs. Initial approach by letter. Contact: Everett T. Aultman, Exec. Dir.

New Jersey Lifeline Program
Department of Human Services
Attn: Division of Medical Assistance and Health Services
CN 714
Trenton, NJ 08625-0714 (800)792-9745
P/D: This program is open to residents of New Jersey who are either disabled or over 65 years of age and who utilize public utilities. Eligible applicant=s include those who pay utility bills to one or more electricity or natural gas companies as well as those whose utility bills are included in their rent. The program applies only to permanent New Jersey residents, not to those who maintain temporary or seasonal residence in the state. Contact foundation for further guidelines. Applications may be submitted at any time.

Operation Liftoff of Maine Grants
Operation Liftoff of Maine
P.O. Box 29
Carmel, ME 04419
(207)848-7144
P/D: This program is open to the residents of Maine between the ages of 3 and 18 who are seriously or chronically ill. To fill the wishes of children in Maine who have life-threatening illnesses. The amount involved, varies, depending upon the cost of filling the recipients dream. Applications may be

Idaho Property Tax Reduction For Disabled Veterans Idaho Division of Veterans Services
Attn: Office of Veterans Advocacy
550 West Fort, Box 044
Boise, ID 83724-0044
(208) 334-1245 or (800)827-1000
P/D: Eligible for this reduction are a) veteran=s with a compensable disability who own property in Idaho that they utilize as their primary residence b) veteran=s (whether disabled or not) who served during the Indian Wars, The Spanish-American War, or World War 1. Eligible veterans are entitled to this exemption as long as they reside in Idaho.

Otto Sussman Trust
P.O. Box 1374
Trainsmeadow Station
Flushing, NY 11370-9998
P/D: Financial assistance for medical bills and care-giving expenses to individuals with serious or terminal illnesses. Limited to residents of New York, New Jersey, Oklahoma, and Pennsylvania. Write letter requesting application form and guidelines, explain circumstances of need, formal application required. Contact: Edward S. Miller, Trustee

Dexter G. Johnson Educational and Benevolent Trust
P.O. Box 26663
Oklahoma City, OK 73125
P/D: Medical expenses to physically disabled children and young men and women in OK. Assistance includes corrective surgery and hospitalization and the necessities of life while in convalescence. Past grants have been for ear and eye surgery and prosthesis, and skin surgery. Applications accepted throughout the year. Completion of formal application required including financial information, family history, physical condition, age, education goals, and other data necessary to show need. Contact: Betty Crews

Paul Motry Memorial Fund
P.O. Box 357
Sandusky, OH 44870-0357
P/D: Grants for medical expenses to physically disabled children who are residents of Erie and Eastern Ottawa Counties, OH. Completion of formal application required, including a letter from the doctor proving need.

Charlotte M. Robbins Trust
c/o State Street Bank & Trust Company
P.O. Box 351
Boston, MA 02101
( 617)654-3360
Application Address:
c/o State Street Bank, 225 Franklin Street
Boston, MA 02110
P/D: Financial assistance to aged coupled and aged women for medical bills. Limited to aged residents of the towns of Groten, Ayer, Harvard, Shirley, and Littleton, Massachusetts. Write letter stating income, expenses, assets, and reason money is needed. Contact: Cheryl D. Curtin, Vice President

Walter S. and Evan C. Jones Foundation
527 Commercial St., Rm. 515
Emporia, KS 66801 (316)342-1714
P/D: Assistance with medical expenses to individuals under the age of 21 who have been continuous residents of Lyon, Coffey, or Osage counties, KS for at least one year. The types of medical assistance given in the past include, dental care, medical procedures, mental health care, hospital stays, eye-care and eyeglasses, preventative care, and hearing aids. Initial approach by letter. Completion of formal application required.

Renal Assistance, Inc.
3700 Washington St., Ste. 102
Hollywood, FL 33021
P/D: Grants to residents of Florida who require haematolysis therapy or have received a renal transplant for the purpose of medical assistance, travel assistance, and emergency assistance. The foundation contributes to preselected individuals.

Nurses House, Inc.
350 Hudson Street (212)645-9685
New York, NY 10014
P/D: Short term assistance to ill and indigent registered nurses in the U.S. who are in need of financial assistance to help meet basic living expenses. Costs of medical care and education are not funded. Applications accepted throughout the year. Initial approach by letter. Completion of formal application required, except in some one-time emergency situations. Interview granted upon request.

Charles E. Saak Trust
c/o Wells Fargo Bank
5262 N. Blackstone Ave.,
Fresno, CA 93710
(209)442-6232
P/D: Dental and emergency medical assistance to children under 21 years of age from low income families residing in the Porterville/Poplar area of Tulare County, CA. Completion of formal application required, including purpose and estimate statement, parent=s financial statement, and copy of most recent income tax return. Contact: Christina M. Riley, Scholarship and Grant Director.

Teddi Project Grants
Camp Good Days
Attn: Teddi Project
1332 Pittsford-Mendon Road
Mendon, NY 14506
(716)624-5555
P/D: To grant the wishes of seriously ill children in Florida and New York. This program is open to children (up to age 19) who have life threatening or terminal illnesses. Priority is given to children from central Florida and the upstate New York area, particularly Buffalo, Rochester, Syracuse, Albany and Binghamton. Application may be submitted at any time.

Lotta M. Crabtree Theatrical Fund Grants Lotta M. Crabtree Trusts
11 Beacon Street, Ste. 1110
Boston, MA 02108 (617)724-5920
P/D: To provide financial assistance to disabled and other actors. Members of the theatrical profession are eligible to apply if they are disabled due to illness or some other misfortune. Requests for assistance must be made in writing.

Rest Haven Preventorium For Children
P.O. Box 23389
San Diego, CA 92193-0389
P/D: Grants to financially needy children only in San Diego County and Imperial County, CA for medical, dental, optical, therapy, hearing, childcare, and nutritional expenses. Write for guidelines

People In Business Care, Inc.
P.O. Box 39601
Minneapolis, MN 55439
P/D: Grants for medical assistance and emergency aid primarily to residents of MN and CA. Write for guidelines.

Thursday=s Child Grants
Thursday=s Child
P.O. Box 9279 (608)988-4234
Madison, WI 53713-0279
P/D: To grant the wishes of seriously ill children in Wisconsin. This program is open to children (up to 19) who have life threatening or terminal illnesses. Priority is given to children from southwest and south central Wisconsin. Applications may be submitted at any time.

James R. Nicholl Memorial Foundation
c/o Bank One Ohio Trust Co., N.A.
235 West Schrock Road
Westerville, OH 43081
Application Address:
c/o Bank One Ohio Trust Co. N.A.
Trust Dept
1949 Broadway
Lorain, OH 44209
P/D: Medical and surgical expense assistance to needy children (2 to 21 of age) who have been residents of Lorain County, OH for at least two years. Applications accepted throughout the year. Completion of formal application required, including a letter indicating the medical need. Contact: David E. Nocjar, VP and Sr. Trust Office, Ban One Ohio Trust Co.

Ontario Children=s Home
P.O. Box 82
Canadaigua, NY 14424
Application Address:
c/o Mrs. Richard Ogden
210 West Gibson Street
Canadaigua, NY 14424
P/D: Grants for children=s medical and dental expenses for residents of Ontario County, NY. Applications accepted throughout the year. Completion of formal application required.

Pardee Cancer Treatment Fund of Bay County 213 Center Avenue
Bay City, MI 48708
Application Address:
c/o Patricia White Manager
400 South Trumbull
P.O. Box 541
Bay City, MI 48708 (517)894-5332
P/D: Payment of medical bills to cancer patients who are residents of Bay County, MI. Application by letter, including list of expenses incurred and other financial information. Interviews required.

Butterworth Foundation, Inc.
75 Butterworth Road
Royalston, RFD No. 2 (508)249-7612
Orange, MA 01364
P/D: Grants to fulfill the wishes of residents of Worcester and Franklin counties, MA who are diagnosed with AIDS. As funds are available, applications will also be considered from residents of Hampshire County, MA (Amherst-Northampton area) Cheshire County, NH (Keene area), and Windham County, VT (Brattleboro area). Application by letter outlining wish, including documentation from a health care provider or other qualified individual, indicating the applicant has not been an active drug abuser for the past six months or longer. Contact: Allen Young, President

High Technology Fund
Independence for the Blind
1278 Paul Russell Road (904)942-3658
Tallahassee, FL 32301
P/D: To provide an opportunity for the multi-handicapped blind in Florida to have access to assistive devices. The rental period can last as long as 5 years. Applications may be submitted at any time.

Cornelia M. Moore Memorial Free Dental Foundation c/o Wells Fargo Bank, N.A.
525 Market Street, 17th Floor
P.O. Box 63954
San Francisco, CA. 94163
P/D: Dental expense assistance to residents of Santa Barbara, CA who are under the age of 18. Funds are paid directly to dentists. Write for guidelines.

Josiah Sleeper and Lottie Sleeper Hill Fd. c/o PNC Bank, N.A.
1632 Chestnut Street
Philadelphia, PA 19103
Application Address:
c/o Taylor Hospital
Ridley Park, PA 19078
P/D: Grants to women and children, primarily in PA to cover rehabilitative and convalescent expenses. Application accepted throughout the year. Completion of formal application required.

Alice L. Carlisle Trust for Children of Town of Goshen, Bank of Boston, Conn. Trust Tax Dept., P.O. Box 2210
Waterbury, CT 06702
P/D: Medical expenses for children living in Goshen, CT. Application by letter.

Foundation of the Alumnae Association of Mount Sinai Hospital School of Nursing, Inc.
One Gustave L. Levy Place
New York, NY 10029 (212)289-5566
P/D: Grants to financially needy or ill nurses, and scholarships to financially needy nursing students. Write or call for further guidelines.

A Helping Hand
Feminist Health Fund
P.O. Box 323
Yellow Springs, OH 45387
P/D: To help Ohio women with medical and related expenses during critical illnesses. Women who are residents of southwestern Ohio, at least 18 years of age, and are suffering from cancer, heart disease, severe allergies, depression, or other critical illnesses are eligible to receive support. Write for further guidelines. Requests for support may be submitted at any time.

Physician=s Aid Association
10937 Hillhaven Ave., (818)951-0748
Tujunga, CA 91042-1417
P/D: Medical and financial assistance to physicians in Los Angeles County, CA who are disabled or retired and to their immediate families. Initial approach by letter or telephone. Completion of formal application required. Contact: Bonnie Ferris, Exec. Dir.

Urann Foundation
P.O. Box 1788 (508)588-7744
Brockton, MA 02403
P/D: Medical assistance grants for Massachusetts families engaged in cranberry farming and processing. Grants intended to assist in payment of hospital and medical bills. Limited to families located in MA. Initial contact by phone or letter. Contact: Howard Whelan, Admin.

Brass Ring Society Grants
551 E. Semoran Blvd., #E5
Fern Park, FL 32730 (800)666-WISH
P/D: To enrich the lives and fulfill the dreams of children whose lives are being threatened by illness or disease. This program is aimed at children between the ages of 3 and 18 who are chronically or terminally ill. There are no restrictions on residency, illness, or dream wishes. Application may be submitted at any time.

William J. Munson Fund
c/o Bank of Boston, Connecticut
P.O. Box 2210, Trust Tax Dept.
Waterbury, CT 06702
Application Address:
c/o Alfred Morency, Chair.
71 Scott Road
Watertown, CT 06795
P/D: Medical expense assistance to residents of Watertown, CT. Completion of formal application required, including financial information.

State of Arizona, Aging and Adult Admin
1789 W. Jefferson, 2 SW, 950 A
Phoenix, AZ 85007
P/D: Grants and assistance for projects and programs related to the aged. The grant-seeker should contact the agency for the most recent data on the status of listed or planned programs, as well as be aware of the state=s priorities for the aged, such as housing, health, transportation, etc.

Wishing Well Foundation Grant
Wishing Well Foundation
P.O. Box 717
St. Louis, MO 63188
P/D: To grant the wishes and dreams of chronically and terminally ill children in the St. Louis area. Children in the St. Louis area who are facing life-threatening illnesses are eligible for this program. Applications may be submitted any time.

Chrysler Motors Physically Challenged Assistance Program
Chrysler Corporation
Attn: Automobility Program
P.O. Box 3124
Bloomfield Hills, MI 48302-3124
P/D: To provide a reimbursement for the cost of installing adaptive driving aids on new purchases of new Chrysler Motors cars, trucks, or vans that required adaptive driving aids or conversion equipment for disabled users. Contact Corporation for further guidelines.

James T. Hambay Foundation
P.O. Box 6361 (717)652-7911
Harrisburg, PA 17112
P/D: Medical expense assistance to blind, physically disabled, and indigent children under the age of 18, who reside in Harrisburg, PA and vicinity. Application accepted throughout the year. Initial approach by letter stating medical expenses and current income.

The Steeplechase Fund
400 Fair Hill Drive
Elkton, MD 21921
P/D: Financial assistance and medical expenses only to former steeplechase jockeys and their widows and families. Application by letter including information about when applicant was disabled and medical bills. Contact: Charles Colgan

Theresa C. Herron Memorial Scholarship
National Federation of the Blind of New Hampshire, c/o Louis Gosselin
Division of Vocational Rehabilitation
361 Lincoln Street, (603)669-8733
Manchester, NH 03103
P/D: Grants to provide funding for high school expenses incurred by visually impaired students in New Hampshire. This program is aimed at high school students in New Hampshire who are either legally blind or visually impaired (20/60 in the better eye or worse). Selection is based on academic record, letters of recommendation, previous awards, personal activities, and personal goals. This is a one time award.

Dexter G. Johnson Educational and Benevolent Trust P.O. Box 26663
Oklahoma City, OK 73125
P/D: Medical expenses to physically disabled children and young men and women of OK. Assistance includes corrective surgery and hospitalization and the necessities of life while in convalescence. Past grants have been for ear and eye surgery and prosthesis, and skin surgery. Applications accepted throughout the year. Completion of formal application required including financial information, family history, physical condition, age, education goals, and other data necessary to show need. Contact: Betty Crews

Automobiles or Other Conveyances For Disabled Veterans Department of Veterans Affair
810 Vermont Avenue, N.W.
Washington, DC 20420
(202)418-4343 Or (800)927-1000
P/D: Grant funding for certain disabled veterans and current service personnel who require specially adapted automobiles. Write for guidelines. Applications must be submitted.
1. C. Needles Trust Fund Hospital Care c/o First Union National Bank CHG- 1161 Charlotte, NC 28288 P/D: Grants for hospital care aid to preselected needy individuals in the Roanoke, VA area. Contact fund for current application deadline and procedures.

Smock Foundation Grants
Frank L. and Laura L. Smock Found.
c/o Norwest Bank Fort Wayne
Attn: Investment and Trust
P.O. Box 960
Fort Wayne, IN 46801-6632
(219) 461-6444 fax: (219)461-6678
P/D: To provide financial assistance to disabled elderly, and ill individuals of the Presbyterian faith who reside in Indiana.
Applications may be submitted at any time.

Lena P. Frederick Trust Fund
c/o Key Trust Company
35 State Street
Albany, NY 12207
Application Address:
c/o Christina Cook
Key Trust Co. of Maine
288 Water Street
Augusta, ME 04430
P/D: Grants to needy persons of Belfast, MD for medical and general assistance. Applications by letter accepted throughout the year.
New Jersey Partial Exemption From Realty Transfer Fee for Senior Citizens or Disabled Persons New Jersey Division of Taxation
Attn: Taxpayer Information Services
50 Barrack Street, CN 269
Trenton, NJ 08646-0269
(609)292-6400 Or (800) 323-4400
P/D: Grants to provide exemption from realty transfer fees paid by senior citizens, disabled persons, and blind people in New Jersey. Eligilbe for these exemptions are persons aged 62 and older, permanently and totally disabled individuals, and blind people who are legal residents of New Jersey. Write or call for guidelines.

Idaho Income Tax Deduction For The Blind And Their Widow (ers) (FT) Idaho State Tax Commission
Attn: Public Information Office
800 Park Blvd., Plaza IV
P.O. Box 36
Boise, ID 83722
(208)334-7750 or (800)972-7660 (within ID, OR, UT, and WA) P/D: Grants to exempt a portion of the income of blind or elderly residents from state income tax in Idaho. Eligible for this deduction are blind residents of Idaho and residents over the age of 65.

Children=s Dream Factory Grants
Children=s Dream Factory of Maine
2273 Congress Street
Portland, ME 04102
(207)774-1330 or (800)639-1492
P/D: To fulfill the dreams of children in Maine who are chronically or terminally ill. This program is aimed at children whose lives are threatened by illness or disease. They must be residents of Maine aged 3 to 16. Applications may be submitted at any time.

Burks Charitable Trust f/b/o Fresno Lodge No. 247, F. & A. M. c/o Fresno Lodge No. 247, F.& A. M.
3444 E. Shields Avenue
Fresno, CA 93726
P/D: Financial assistance including medical expenses, to needy families who are residents of CA. Applications by letter outlining financial need and reason for request. Committee interviews and investigation of all applicants required. No grants are made without a personal interview at the Trust=s Fresno CA office. Applicants must have resided in CA for at least 12 months prior to application.

Charles Montague Charitable Trust
c/o Fleet Bank, N.A.
915 Main Street, MSN 252
Hartford, CT 06103
Application Address:
c/o Fleet Bank, N.A.
P.O. Box 4276
Boston, MA 02211
P/D: Assistance to financially needy residents of Wakefield, MA to help cover hospital bills, including psychotherapy. Contact foundation for current application guidelines.

Dream Factory Grant
Dream Factory, Inc.
P.O. Box 3942 (800)456-7556
Louisville, KY 40201-3942
P/D: To grant the wishes of children who are critically and chronically ill. This program is aimed at children between the ages of 3 and 13 who are facing a life-threatening illness. One time gift.

Southern Oregon Lions Sight and Hearing Center, Inc.
228 N. Holly (541)779-3653
Medford, OR 97501
P/D: Grants to residents of southern OR particularly Jackson County, for vision and hearing medical care, including exams, surgery, eyeglasses, hearing aids, and travel expenses. Applications accepted throughout the year. Applications by letter outlining sight and hearing impairments. Contact: Exec. Secy.

Louis S. Oppenheim Trust
c/o First of America Trust Co.
301 S. W. Adams (309)655-5418
Peoria, IL 61652
P/D: Medical and living expenses to financially needy, blind residents of Peoria County, IL. Applications by letter or telephone outlining financial need.
Contact: David Welch, VP. First of American Trust.

Frank and Laura L. Smock Foundation
c/o Norwest Bank Indiana, N.A.
P.O. Box 960 (219)461-6451
Fort Wayne, IN 46801-6632
P/D: Medical and nursing care assistance to ailing, needy, crippled, blind, or elderly residents of IN who are members of Presbyterian churches and who have less than $3,000 in assets. Initial approach by letter. Completion of formal application required.

Mary Mansfield Fund For The Aged
c/o Fifth Third Bank of Central Kentucky Dept. 00858
Cincinnati, OH 45263
Application Address:
c/o Fifth Third Bank of Central Kentucky 269 W. Main Street,
Lexington, KY 40507
P/D: Grants for medical expenses to indigent residents of Bourbon County, KY. Applications accepted throughout the year. Completion of formal application required.

Palestine Temple Charities Trust
One Rhodes Place
Cranston, RI 02906
P/D: Medical expenses assistance primarily to financially needy individuals living in RI. Grants help cover the costs of health care providers, doctor=s bills, hospital stays, drugs, and medical supplies. Applications by letter including medical information. Contact: A. Sheffield Reynolds, Treas.

Alice M. G. Soper Fund
Hawaii Community Foundation
900 Fort Street Mall, Suite 1300
Honolulu, HI 96813
(808) 537-6333 or (808)521-6286
P/D: To provide financial assistance to older residents of Hawaii who are suffering from a disability or illness. Residents of Hawaii who are over 50 years of age and are experiencing financial difficulties because of a disability or illness are eligible to apply. This program is administered by the Hawaii Community Foundation and the Hawaiian Trust (111 South King Street, Honolulu, HI 96813, (808)538-4540).

Fanny S. Gilfillan Memorial, Inc.
P.O. Box 68
Morgan, MN 56266
Application Address:
c/o Redwood County Human Services
P.O. Box 27
Redwood, MN 56283
P/D: Medical expense assistance only to financially needy residents of Redwood County, MN who are otherwise unable to pay yet who are ineligible for government sponsored medical assistance. Contact: Arliss Becker

Missouri Senior Citizen, Disabled Veteran, and Disabled Person Property Tax Credit Claim Missouri Department of Revenue
1617 Southridge Drive
P.O. Box 2800 (314)751-7191
Jefferson City, MO 65105-2800
(800)877-6881 or TDD (800)735-2966
(within MO)
P/D: Grants to provide a tax credit to low-income disabled veterans, senior citizens, and other disabled persons in Missouri. Eligible veterans, disabled people, and senior citizens may claim this credit when they file their state income tax return, in April of each year.

The Christian Charitable Trust
14450 T.C. Jester, Suite 170
Houston, TX 77014
P/D: Relief assistance for medical treatment to indigent individuals primarily residing in TX. Previous assistance has aided people with cancer, leukemia, and arthritis. Write for further information.

Southwest Michigan Rehab Foundation
723 Allison Drive, (616)781-2215
Marshall, MI 49068
P/D: Medical equipment expenses for patient rehabilitation to financially needy residents of southwestern MI. Recipients income must not exceed two and one-half times the poverty rate. Initial approach by letter requesting application form. Completion of formal application required. Contact: Carl F. Green, President

Myra Deane Memorial Trust
c/o Harrington & Merryweather
202 High Street
P.O. Box 253,
Cambridge, MD 21613 (410)228-3610
P/D: Financial assistance for nursing home costs to needy residents of Dorchester County, MD. Contact Trust for current application procedures.

Edmondson-Telford Foundation
P.O. Box 3430 (770)532-3228
Gainesville, GA 30503
P/D: Grants to financially needy residents of the Hall County, GA area, for medical expenses and general welfare assistance. A small amount is also given for educational expenses. Application by letter or telephone outlining financial need. Contact: William M. House, Trustee

New Hampshire Property Tax Credit For Disabled Veterans New Hampshire Department of Revenue Administration 61 S. Spring Street
P.O. Box 457 (603)271-2687
Concord, NH 03302-0457
TDD: (603)225-4033
P/D: Grants to provide property tax credits in New Hampshire to disabled veterans or their surviving spouses. Eligible for this tax credit are New Hampshire residents who are U.S. citizens, veterans, and totally and permanently disabled from a service connected injury. Applications for a permanent tax credit may be made at any time.

E. Gibbs Memorial Fund Trust c/o The Honesdale National Bank 733 Main Street, (717)253-3355 Honesdale, PA 18431 P/D: Medical expense assistance to residents of Wayne County, PA. Applications accepted throughout the year. Application by letter outlining financial and medical needs. Contact: Mary McElroy, Trust Mgr. The Honesdale National Bank

Alabama Ad Valorem Homestead Exemp.
Alabama Dept. of Revenue
Attn: Ad Valorem Tax Division
Gordon Persons Building, Room 4126
Montgomery, AL 36132-7210
(334)242-1525
P/D: Grants for disabled, blind and elderly residents of Alabama from ad valorem property taxes imposed by counties. Resident must meet the eligibility requirements.
Federal Income Tax Credit For The Elderly or The Disabled Internal Revenue Service, Serv. Hdqrts.
1111 Constitution Avenue, N.W.
Washington, DC 20224 (800)TAX-FORM
P/D: To provide a federal income tax credit for certain elderly and disabled citizens. Write for guidelines.

Loris and Pauline Keen Charitable Trust
P.O. Box 404
Blackwell, OK 74631 (405)363-0800
P/D: Medical expenses for financially needy children with eye problems living in OK. Some assistance for children in OK in need of dental care. Assistance includes exams, screenings, and lenses. Applications accepted throughout the year. Completion of formal application required, including financial information.

Josiah H. Danforth Memorial Fund
Eight Fremont Street, (518)725-0653
Gloversville, NY 12078
P/D: Grants are awarded for the payment of medical expenses in times of illness need and misfortune for the residents of Fulton County, NY. Applications accepted throughout the year. Initial approach by letter. Completion of formal application required.

Foundation For The Carolinas
P.O. Box 34769 (704)376-9541
Charlotte, NC 28234-4769
P/D: Medical expense assistance to financially needy children who are residents of NC and SC. The Foundation administers the following funds for children:
a) Children=s Medical Fund Provides asst. for the medical needs of children, age 17 and under that are beyond the means of the family income.
b) E. F. Hutton Fund provides assistance to children under age 18 of NC who are disabled and in need of braces, corrective shoes, wheelchairs, and other orthopedic appliances. Contact foundation for current application deadline. Initial approach by letter. Completion of formal application required.

North Dakota Property Tax Credit For Senior Citizens or Disabled Persons Office of State Tax Commissioner
State Capitol Building
600 E. Boulevard Avenue
Bismarck, ND 58505-0599
(701)328-3127 Fax: (701)328-3700
TDD: (701)328-2778
P/D: Grants to provide property tax exemptions for disabled or senior citizen residents of North Dakota. To qualify for this program, applicants must be residents of North Dakota and either totally and permanently disabled (regardless of age) or at least 65 years of age. For husbands and wives who are living together, only one can apply for the credit. Applicant=s must reside in the property for which the credit is claimed. Write or call for further guidelines.

Faye O. Schenck Trust
c/o Bank One Trust
111 Monument Circle, Suite 1501
Indianapolis, IN 46277-0115
Application Address:
c/o Lyle Fogle, VP. And Trust Officer
Bank One Trust Group, (317)423-0889
Lafayette, IN 47901
P/D: Medical, surgical and hospital expense assistance to indigent residents of Montgomery County, IN. Individuals must be recommended by Montgomery County doctors, medical laboratories, hospitals, or school nurses. Recommendations by letter accepted throughout the year. Letters should accompany proof of individual=s inability to pay.

Pharmaceutical Assistance To The Aged and Disabled Program Dept. of Human Services
Attn: Division of Medical Assistance and Health Services, CN 715 Trenton, NJ 08625-0715
(800)792-9745 Or TTY:(609)588-7180
P/D: To provide financial support to the disabled and others in New Jersey who use prescription drugs. This program is open to residents of New Jersey who are either disabled or over 65 years of age and who purchase prescription drugs, insulin and insulin needles, and certain diabetic testing materials. Applications may be submitted at any time.

Portland Female Charitable Society
20 Noyes Street
Portland, ME 04103
P/D: Aid limited to financially needy residents of the City of Portland, ME for dental care, prescriptions, hearing aids, glasses, or other needs having to do with health, food, or shelter, with emphasis on the needs of children, the elderly, and the ill. Requests usually presented by social workers, public health nurses, counselors, etc. Interviews required. Contact: Jean Leighton, Treas.

Idaho Grocery Credit
Idaho State Tax Commission
Attn: Public Information Office
800 Park Blvd., Plaza IV
P.O. Box 36
Boise, ID 83722 (208)334-7500
(800) 972-7660 (within ID, OR, UT, & WA
P/D: Grants to provide a credit against withheld taxes to disabled veterans, the blind, and the elderly from state income taxation in Idaho. Call for guidelines.

Avery-Fuller Children=s Center
251 Kearney Street, No. 301
San Francisco, CA. 94108
(415) 986-1687
P/D: Funds are to pay for medical services, physical and occupational therapy, psychotherapy, special school or remedial education, prosthetics, appliances, prescriptions, and related services for disabled children. The application must be submitted by the professional who has the primary case responsibility ( a social worker, teacher, physician, or therapist). Both the professional and the child must reside within the geographic specifications. Specific forms are required. Contact: Nancy J. Lobaugh, Exec. Dir.

State of Alaska, Alaska Commission on Aging P.O. Box C
Juneau, AK 99811
P/D: Grants and assistance for projects and programs related to the aged. The grant-seeker should contact the agency for the most recent data on the status of listed or planned programs, as well as be aware of the state=s priorities for the aged, such as housing, health, transportation, etc.

Cloud County Children=s Trust
c/o Citizens National Bank
115 West Sixth Street
P.O. Box 409 (913)243-3211
Concordia, KS 66901
P/D: Grants to Cloud County, KS children age 12 and under with special needs, and their families. Needs and expenses must not be covered by insurance or other programs and charities. Write or call for program descriptions.

Division of Public Health
Health and Social Services Dept.
P.O. Box 637 (302)739-4701
Dover, DE 19903
P/D: Health care for pregnancy and for children with special health-care needs.

Stearns-Blodgett Trust
c/o Wells Fargo Bank, N.A.
P.O. Box 30100 (702)334-5849
Reno, NV 89520-0100
P/D: Financial assistance to indigent residents of NV and northern CA who are in need of opthalmological care. Completion of formal application required. Application must be certified by a sponsor licensed MD, state-certified hospital, member of the Knight Templar of the Free and Accepted Masons, or a cooperating organization approved by the trust committee. Write or call for further guidelines. Contact: Leo Humphrey=s, Member Admin. Comm.

Bridgeport Ladies Charitable Trust
c/o Chase Manhattan Bank of Connecticut
999 Broad Street
Bridgeport, CT 06604
P/D: Grants to financially needy residents of the greater Bridgeport, CT area for health care and home assistance. Recipients are referred by Family Services Woodfield in Bridgeport, CT and other community agencies in CT.

Hoechst Marion Roussel Indigent Patient Program
c/o Samples Dept. K2-M1216
P.O. Box 9950 (800)221-4025
Kansas City, MO 64134-0950
P/D: Prescription drugs to individuals who fall below the federal poverty level and who are in need of continual drug therapy. Applicants must be ineligible for third party medication payments. Initial approach by telephone. Completion of formal application required, including physician=s certification of patient=s medical and financial needs. Contact: Mr. Pat Mc Nerney, Dir of U.S. Commercial Services.

All Indian Pueblo Council Speech and Hearing Program All Indian Pueblo Council, Inc.
Attn: Speech, Language, and Hearing Pro
3939 San Pedro NE, Suite D
P.O. Box 3256
Albuquerque, NM 87190
(505)884-3820 fax: (505)883-7682
P/D: Grants to provide hearing aids and other assistive devices to Pueblo Indian children and adults. All hearing aids and their related services are provided at no cost to children. Adults are charged on a sliding fee scale with the total cost not exceeding the manufacturer=s actual cost of the aid. Write or call for further guidelines.

George S. Weeks Trust
c/o Bank One, Lexington, N.A.
201 E. Main Street
Lexington, KY 40507
P/D: Financial assistance to needy legally blind individuals of Fayette and Bourbon Counties, KY for equipment, supplies and training. Application by letter outlining financial need and verifying residency and blindness. Contact: C. K. Conrey

Maternal and Child Health
State Dept. of Health
301 Centennial Mall South
P.O. Box 95007 (402)471-2907
Lincoln, NE 68509
P/D: Health care for pregnancy and for children with special health care needs.

Clarke (Louis G. & Elizabeth L.) Endowment Fund
U.S. National Bank of Oregon
P.O. Box 3168 (503)228-9405
Portland, OR 97208
Application Address:
Scottish Rite Temple
709 SW 15th Avenue
Portland, OR 97205
P/D: Grants to needy masons or their immediate family who require hospitalization in the Portland, Oregon metropolitan area. (Multnomah, Clackamas and Washington counties). Limited to Masons and their immediate families. Write for guidelines. Contact: G. L. Selmyhr, Exec. Sec=y

Swiss Benevolent Society of Chicago
6440 N. Bosworth
Chicago, IL 60626
P/D: Grants to elderly and other individuals of Swiss descent or nationally in cases of need or emergency. Limited to Chicago area residents of Swiss descent or nationality. Formal application required, write for program information and current program deadlines. Contact: Admiral Alan Weber, President

Roy M. Speer Foundation
1803 U.S. Highway 19
Holiday, FL 34691-5366
P/D: Grants to individuals in financial difficulty as a result of medical problems. Limited to residents of Florida. Initial approach by letter.

Inez Sprague Trust
c/o Rhode Island Hospital Trust Bank
One Hospital Trust Plaza
Providence, RI 02903 (401)278-8700
P/D: Financial assistance and medical expenses for needy individuals. Limited to residents of Rhode Island. Initial approach by letter. Contact: Trustee

The Ford (S. N. Ford & Ada) Fund
c/o Key Trust Co. of Ohio, N.A.
P.O. Box 849
Toledo, OH 44901 (419)525-7668
P/D: Grants for hospitalization and care of the aged and incurably ill. Limited to residents of Richland County, Ohio. Write for guidelines, and annual report. Contact: Tracey Williamson, Trust Officer, Key Trust Co. of Ohio, N.A.

Grace Bryan Taylor Trust Estate
c/o Hawaiian Trust Co. Ltd.
P.O. Box 3170
Honolulu, HI 96802-3170
Application Address:
c/o Hawaii Community Foundation
900 Fort Street Mall, Suite 1300
Honolulu, HI 96813 (808)566-5570
P/D: Grants to financially needy residents of Hawaii who suffer from angina pectoris. Write for guidelines.

Hynd Blind Fund of the James Hynd Tr
c/o Bank One, N.A.
P.O. Box 4418
Boulder, CO 80306
P/D: Eyeglasses to financially needy individuals given with the cooperation of more than 40 local businesses.

Charles D. Gilfillan Paxton Memorial
c/o Thomas W. Murray, Vice President
W-555 First National Bank Building
St. Paul, MN 55101 (612)291-6236
Application Address:
511 Morten Drive
Redwood Falls, MN 56283
P/D: Medical assistance to financially distressed Minnesota residents. Priority given to those in areas and towns with populations of less than 3,000. Limited to residents of MN. Formal application required. Contact: Marie La Plante, Sec=y.

Butler Manufacturing Company Found.
Penn Valley Park
P.O. Box 419917, BMA Tower
Kansas City, MO 64141-0197
(816) 968-3208
P/D: Hardship grants to aid individuals in emergency financial distress due to serious illness, fire or natural disaster. Limited to Butler Manufacturing Company employees, retiree=s and their dependents. Write for application guidelines and program information. Contact: Barbara Lee Fay, Foundation Adm

Perkins (B.F. & Rose H.) Foundation
P.O. Box 1064
Sheridan, WY 82801 (307)674-8871
P/D: Funding for medical assistance ages (2 to 10). Limited to individuals who have been residents of Sheridan County, WY for the last two consecutive years. Formal application required, obtain application forms from foundation. Contact: Margaret Sweem, Mgmt.

The Kings Foundation
P.O. Box 27333
Austin, TX 78755
P/D: Grants to individuals in financial need. Intended primarily for residents of Texas. Initial approach by letter.

Society For The Relief of Families of Deceased & Disabled Indigent Members of The Medical Profession Of The State Of South Carolina c/o Ray Investor, M.D.
19 Guerard Road
Charleston, SC 29407-2510
P/D: Grants to families of deceased or disabled SC physicians. The Benevolent Committee evaluates potential recipients throughout the year.

rkansas Income Tax Exemptions
Dept. of Finance and Administration
Attn: Revenue Division, Income Tax Sec.
P.O. Box 3628 (501) 682-7250
Little Rock, AR 72203-3628
P/D: Grants to exempt a portion of the income of retired persons, including military personnel, veterans, and dependents of veterans, from state income taxes in Arkansas. Eligible are residents of Arkansas receiving military service pay, retired pay, survivor benefits, or disability income from any public or private employment related retirement system, plan, or program, including the armed forces. The exemption continues as long as the recipient resides in Arkansas.

Lenna M. Keith Charitable Trust
c/o Michigan National Bank
P.O. Box 1707, Trust Tax Dept.
Grand Rapids, MI 49501-1707
P/D: Medical and welfare assistance to financially needy individuals residing at Burcham Hills Retirement Center, Lansing, MI. Contact Trust for guidelines

Thomas C. Burke Foundation
182 Riley Avenue No. B
Macon, GA 31204-2345
(912)477-1934
P/D: Medical assistance in one of three forms: a) one-time payments for doctor bills, medical equipment and pharmacy bills, b) weekly grants of up to $60.00 to assist with medical expenses c) grants for transportation to medical facilities. Limited to residents of Bibb County, GA. Initial contact by phone. Contact: Carolyn P. Griggers

Harrison and Conrad Memorial Trust
c/o Nations Bank Trust Co., N.A.
Two North Charles St., 3rd Floor
Baltimore, MD 21201
Application Address:
c/o Loudoun Memorial Hospital
Office of the Administrator
70 W. Cornwall St., (703)777-3300
Leesburg, VA 22075
P/D: Grants only to children of Leesburg and Loudoun County, VA who are suffering from polio, muscular dystrophy or any other crippling disease, and whose families cannot afford treatment. Application by letter outlining financial need. Interviews required.

George T. Welch Testamentary Trust
c/o Baker-Boyer National Bank
P.O. Box 1796 (509)525-2000
Walla Walla, WA 99362
P/D: Medical assistance for financially distressed individuals. Limited to residents of Walla Walla County, WA. Formal Application required.
Contact: Holly T. Howard, Trust Officer

State of Utah, Division of Aging and Adult Services
120 N. 200 West (801)538-3910
Salt Lake City, UT 84103
P/D: Grants and assistance for projects and programs related to the aged. The grant-seeker should contact the agency for the most recent data on the status of listed or planned programs, as well as be aware of the state=s priorities for the aged, such as housing, health, transportation, etc.

Make-A-Wish Foundation Of The Mid-South Grants Make-A-Wish Foundation of the Mid South
5118 Park Avenue, Suite 504
Memphis, TN 38117
(901)680-9474 Fax: (901)680-0912
P/D: To fill the dreams of children facing life threatening illnesses. This program is aimed at children who are 17 years of age or younger and are chronically or seriously ill. They must reside in western Tennessee, the 17 northern counties of Mississippi, or Arkansas. Applications may be submitted at any time.

VFW Charitable Trust
422 E. Brandon Drive.
Bismarck, ND 58501
P/D: Medical assistance to veterans from ND. Applications accepted throughout the year. Contact: Richard Grenz, Secy.

William B. Lake Foundation
Fidelity Bank, N.A.
Broad & Walnut Streets, 3 MBO
Philadelphia, PA 19109
Application Address:
c/o Sophia O=Lessker, Social Worker
Foxcraft Sq. Apts. #185
Jenkintown, PA 19406
P/D: Aid to individuals suffering from respiratory tract, or pulmonary disease. Limited to residents of the Philadelphia, PA area. Initial approach by letter. Include details of physical condition and supporting documents. Completion of formal application required. Interviews required.

Alabama Ad Volorem Homestead Exemp.
Alabama Dept. of Revenue
Attn: Ad Valorem Tax Division
Gordon Persons Building, Room 4126
Montgomery, AL 36132-7210
(334)242-1525
P/D: Grants for disabled, blind and elderly residents of Alabama from ad valorem property taxes imposed by counties. Resident must meet the eligibility requirements.

High Hopes Foundation Grants
High Hopes Foundation of New Hampshire
P.O. Box 172
North Salem, NH 03073
(603) 8987-5333 or (800) 639-6804
P/D: To grant the wishes of seriously ill children in New Hampshire. Chronically ill children and children with life threatening diseases who are between the ages of 3 and 18 are eligible for assistance if they live in New Hampshire. Applications may be submitted at any time.

Black Students Crisis Fund
Black Student Fund
Suite Ag 15-19
3636 16th Street, N.W. 4th Floor
Washington, DC 20010 (202)387-1414
P/D: Grants available to Black American families residing in Maryland, Virginia and the District of Columbia who have emergency short-term needs for food, shelter, or medical care are eligible to apply. Funds are awarded to alleviate short-term crises only.

G.M.L. Foundation, Inc.
P.O. Box 916
Port Angeles, WA 98362
P/D; Grants for individuals who need medical help. Write for guidelines. Contact: Reba Cornett, Exec. Secy.
18. L. Davis Charitable Trust Fund, Inc. P.O. Box 112 Farmville, NC 27828 Application Address: c/o Cedric Davis 112 W. Wilson Street, (919)753-4520 Farmville, NC 27828 P/D: Medical assistance to financially needy individuals who live within a five mile radius of Farmville, NC or live on land owned by heirs of R. L. Davis. Applications accepted throughout the year. Initial approach by telephone. Interview required. Applications must be made in person. Information requested included the nature of the health problem, extent of financial resources, marital and dependent status, and place of residence.

Rose Ladies Aid Society
c/o Sackrider & Co., Inc.
1925 Wabash Avenue
P.O. Box 330
Terre Haute, IN 47808 (812)232-9492
P/D: Grants for low income families in Virgo County, IN for medical, dental, and emergency living expenses. Recipients are referred by welfare organizations.

Dorothy Ames Trust
c/o Key Trust Co. of Maine
Key Trust Company
35 State Street
Albany, NY 12207
Application Address:
c/o Christina Cook
Key Trust Co. of Maine
P.O. Box 1054
Augusta, ME 04332-1054
P/D: Grants to hearing impaired children only. Assistance is given for hearing aids, auditory trainers, and other expenses related to hearing impairment. Applications accepted throughout the year. Initial approach by letter stating need.

The Geoffrey Foundation, Inc.
P.O. Box 1112
Kennebunkport, ME 04046
Application Address:
c/o Chester E. Homer, 111, President
89 Ocean Avenue
Kennebunkport, ME 04046
P/D: Grants to severely to profoundly hearing impaired individuals using auditory verbal as their primary mode of communication. Recipients must be residents of the U.S. and attending school Initial approach by letter.

Idaho Circuit Breaker Property Tax Red
Idaho State Tax Commission
Attn: Public Information Office
800 Park Blvd., Plaza IV
P.O. Box 36, Boise, ID. 83722
(208)334-7750 or (800)972-7660 within ID, OR, UT, and WA. P/D: Grant to reduce a portion of the property tax of disabled and other veterans and other disabled or elderly residents of Idaho. Must be residents of Idaho who are disabled (including the blind and veterans with at least a 10 percent service connected disability). Write for guidelines.

Jefferson (John Percival and Mary C.) Endowment Fund
114 E. De La Guerra
Santa Barbara, CA 93102 (805)963-8822
P/D: Emergency relief assistance for medical, dental and living expenses. Limited to residents of Santa Barbara County, California. Initial contact by letter. Formal application required. Contact: Susan MoralesAlaska Property Tax Equivalency

Division of Veterans Affairs
P.O. Box 5800 (907)428-6016
Ft. Richardson, AK 99505-5800
fax: (907)428-6019
P/D: Grants to provide disabled veterans in Alaska an equivalency payment if they rent their primary residence. Eligible for this exemption are disabled veterans in Alaska whose disability was incurred or aggravated in the line of duty and whose disability has been rated as 50 percent or more by the military service of the U.S. Department of Veterans Affairs. Qualified veterans are those who rent their primary residence. Call or write for further guidelines.

Jones (Walter S. and Evan C.) Found.
572 Commercial Street, Room 515
Emporia, KS 66801 (316)342-1714
Application Address:
c/o Bank IV Emporia
Emporia, KS 66801
P/D: Financial assistance for medical expenses. Grants based on demonstrated financial need. Applicants must have been continuous residents of Lyon, Coffey or Osage counties, Kansas, for at least one year. Applicants must be under 21years of age. Initial approach by letter. Formal application required. Contact: Sharon R. Brown, General Mgr.

Governor=s Office of Elderly Affairs
P.O. Box 50063
Old San Juan Station (787)721-6121
San Juan, PR 00902
P/D: Grants and assistance for projects and programs related to the aged. The grant-seeker should contact the agency for the most recent data on the status of listed or planned programs, as well as be aware of the state=s priorities for the aged such as housing, health, transportation, etc.

Delaware Health and Social Services, Division of Services for Aging and Adults with Physical Disabilities 1901 N. Dupont Hwy. Admin. Bldg. Annex
New Castle, DE 19720 (302)577-4791
P/D: Grants and assistance for projects and programs related to the aged. The grant-seeker should contact the agency for the most recent data on the status of listed or planned programs, as well as be aware of the state=s priorities for the aged, such as housing, health, transportation, etc.

George S. Ladd Memorial Fund
c/o Wells Fargo Bank, Trust Tax Dept.
P.O. Box 63954 (800)435-2435
San Francisco, CA 94163
P/D: Financial assistance grants, including funding for medical treatment. Limited to elderly and retired employees of Pacific Bell, Nevada Bell and Pacific Northwest Bell. Write for guidelines.

Mississippi Tax Deduction for The Blind
State Tax Commission
102 Woolfolk Building
P.O. Box 960, (601)359-1141
Jackson, MS 39205
P/D: To deduct a portion of the income of the blind from state income tax liability in Mississippi. Eligible for this exemption are residents of Mississippi who have been declared legally blind. The deduction must be requested on the resident=s state income tax return, which is due in April.

Marion Isabelle Coe Fund
c/o Bank of Boston, Connecticut
P.O. Box 2210
Waterbury, CT 06710
P/D: Relief assistance to adults for living and medical expenses. Grants provide continuing assistance to needy individuals, enabling them to remain in their own homes. Award paid in monthly installments and are renewed annually. Limited to residents of Goshen, Litchfield, Morris and Warren, CT. Contact: Mrs. Speers.

New Mexico Tax Exemption For The Blind and Elderly Taxation and Revenue Department
P.O. Box 630
Santa Fe, NM 87504-0630
P/D: Grants to exempt a portion of the income of New Mexico residents who are blind or over the age of 65 from state income tax liability. The exemption continues as long as the qualifying resident remains in the state.

Mallory-Taylor Foundation, Inc.
115 W. Main Street
La Grange, KY 40031
P/D: Health care assistance to residents of Oldham County, KY who do not have any other form of medical coverage. Applications accepted throughout the year. Completion of formal application required. Contact: Barry D. Moore, Char

The Elizabeth Church Clarke Testamentary Trust/Fund Foundation c/o U.S. National Bank of Oregon
P.O. Box 3168 Trust Division
Portland, OR 97208-3168
Application Address:
c/o Mr. G. L. Seimyhr, Exec. Secy.
Scottish Rite Temple
709 SW 15th Ave., (503)228-9405
Portland, OR 97205
P/D: Grants for medical assistance. Payments may be made directly to the individuals or to the physicians and hospitals providing services. Limited to residents of Oregon. Initial approach by letter, detailing needs and costs.

State of Nebraska, Depart. Of Aging
P.O. Box 95044
301 Centennial Mall South
Lincoln, NE 68509-5044
(402) 471-2306
P/D: Grants and assistance for projects and programs related to the aged. The grant-seeker should contact the agency for the most recent data on the status of listed or planned programs, as well as be aware of the state=s priorities for the aged, such as housing, health, transportation, etc.

Kate Kinloch Middleton Fund
P.O. Box Drawer 2527
Mobile, AL 36601
P/D: Grants to help defray the costs of unexpected serious illness. Limited to residents of Mobile County, AL. Contact: Joan Sapp

Reade Industrial Fund
c/o Harris Trust and Savings Bank
P.O. Box 755
111 W. Monroe Street
Chicago, IL 60690 (312)461-7550
P/D: Grants to individuals who through accidental injury, illness of themselves or family members, or inability to work, are unable to care for themselves, their spouses and their children. Limited to individuals who are currently or who have previously been employed in industry in Illinois. Initial approach by letter. Formal application required. Contact: Tony Abiera

Gore Family Memorial Foundation
501 E. Las Olas
Fort Lauderdale, FL 33301
P/D: One-time and short-term assistance grants for medical expenses, equipment for the handicapped and housing and transportation costs. Limited to residents of Broward County, Florida and surrounding areas. Write for application guidelines.

Robert B. Cranston/Theophilus T. Pitman Fund
55 Memorial Blvd., (401)847-0217
Newport, RI 02840
P/D: Grants to the aged, temporarily indigent and indigent people of Newport County, Rhode Island. Funds for medical assistance, food, utilities, clothing and housing. Limited to residents of Newport County, RI. Reference from a local welfare agency required. Contact: The Reverend D. C. Hambly, Jr. Admin.

Christian Business Cares Foundation
P.O. Box 36091
Cleveland, OH 44136 (212)621-0096
P/D: One-time grants for life-threatening medical emergencies. Limited to residents of northeast Ohio. Awards determined on basis of the effect of grant on applicant=s overall condition. Write for guidelines, brochure and newsletter. Formal application required.

Montana Real Property Tax Relief
Veterans Affairs Division
P.O. Box 5715 (406)444-6926
Helena, MT 59604
P/D: Grants to exempt from taxation the real property of disabled or deceased veterans in Montana. Eligible veterans or spouses are entitled to total real property tax relief for one residence. Write for further details.
1. V. Hunter Trust, Inc. 55 Madison Street, Suite 225 Denver, CO 80202 (303)399-5450 P/D: Grants for residents of Colorado who have financial needs and bills not covered by Medicare or Medicaid. Formal application required. Contact: Sharon Holt, Secretary

The Hawaii Community Foundation
900 Fort St. Mall, Suite 1300
Honolulu, HI 96813 (808) 556-5570
Program 1- Winifred D. Robertson Fund
Description, One-time assistance to adult residents of Oahu, Hawaii.
Program 2 – Alice M.G. Soper Fund
Descr: One-time grants to adults, age 50 or older in financial need due to illness or disability. Program 3 – Irving L. Singer Fd
Descr: One-time assistance to children of Hawaiian ancestry whose families are unable to pay for medical expenses, or for special education, social services, or mental health services. Program 4 – The Kitaro Watanabe Fund, Desc: Individual assistance to children in need. Restrictions (for all programs) Limited to residents of Hawaii. Call for application guidelines. Formal Application required. Contact: Suzanne Toguchi, Program Officer

Hanna R. Kristianson Trust
16. O. Box 1011 Albert Lea, MN 56007 Application Address: Clarks Grove, MN 56016 (507)256-4415 P/D: Financial aid to needy individuals over 50 years of age for medical bills. Limited to residents of Freeborn County, MN who are voer 50 years old. Call or write for guidelines. Contact: Richard S. Haug, Trst.

Arkansas Disabled Veterans Property Tax Exemption Dept. of Finance and Administration
Attn: Property Tax Refund Unit
P.O. Box 1272 (501)682-7265
Little Rock , AR 72203-1272
P/D: Grants to exempt from taxation the property owned by disabled veterans, surviving spouses and minor dependent children in Arkansas. Applications accepted any time.
Maternal and Infant Health
44 Medical Drive (801)584-8284
Salt Lake City, UT 84114
P/D: Health care for Pregnancy and for children with special healthcare needs.

Herschend Family Foundation
2512 S. Campbell (417)883-9970
Springfield, MO 65807
P/D: Assistance for individuals in need of medical assistance. Intended primarily for residents of Missouri. Call or write explaining need.
Contact: Gary Burgess, Manager

The Gorgen (Peter and Anna) Fund Charitable Trust
141 S. Main Street, (307)684-2211
Buffalo, WY 82834-1824
Application Address:
William J. Kirven
104 Fort Street
Buffalo, WY 82834 (307)684-2248
P/D: Financial assistance for medical, dental and optical services. Limited to children in Johnson County, WY. Write for guidelines.

Contact: Robert R. Holt, TrusteeJohns Foundation
(Formerly) Chippenham & Johnston-Willis Hospital Foundation) 1401 Johnston Willis Drive
Richmond, VA 23235 (804)330-2049
P/D: Grants for cancer education, care and treatment primarily to residents of the Richmond, VA area. Applications accepted throughout the year. Application by letter outlining financial need and purpose. Contact: Dr. E. Forrest Jesee, Jr.

Dallas Cotton Exchange Trust
Dallas Cotton Exchange
c/o Texas Commerce Bank
P.O. Box 2320
Dallas, TX 75221-2320
P/D: Financial aid to persons engaged or formerly engaged in the cotton merchandising business in Dallas, TX, their employees and former employees, and the immediate families of the above, when they are unable to work or if able to work, unable to earn a sufficient amount to meet their needs because of medical problems. Formal application required. Contact: Joe Ferguson

Graham Memorial Fund
308 W. Main Street, (803)479-6804
Bennettsville, SC 29512
P/D: Grants for medical assistance and general welfare. Limited to residents of Bennettsville, South Carolina. Formal application required. Contact: Chairman

Make A Wish Foundation Grants
Make A Wish Foundation of America
100 W. Clarendon Ave., Suite 2200
Phoenix, AZ 85013-3518
fax: (602)279-0855 or (800)722-WISH
P/D: To grant the wishes of children with terminal or life threatening illnesses. Program open to children in the U.S. up to the age of 18 who are either terminally ill or have life threatening medical conditions creating the probability that they will not survive beyond their 18th year. Applications may be submitted at any time.

Hudson-Webber Foundation
333 W. Fort Street, Suite 1310
Detroit, MI 48226 (313)963-7777
P/D: Counseling services and last resort financial assistance. Grants provided primarily in cases involving problems with physical or emotional health, and in financial, emergencies. Limited to employees and qualified retired employees of the J. L. Hudson Company. Formal application required for review by the foundation=s trustee=s, interviews required. Contact: Gilbert Hudson, President

Anna Emory Warfield Memorial Fund
c/o 1210 Mercantile Bank & Trust Bldg.
2 Hopkins Plaza (410)547-0612
Baltimore, MD 21201
P/D: Relief for medical assistance to elderly women in the Baltimore, Maryland area. Write to request application guidelines, formal application required.
Contact: Thelma K. O=Neal, Secretary

Baker (Clark And Ruby) Foundation
c/o Bank South, Personal Trust Department P.O. Box 4387 – 678
Atlanta, GA 30302-4387 (770)989-6106
P/D: Grants primarily to retired Methodist ministers for pensions and medical assistance for residents of Georgia. Initial approach by letter or phone. Interviews required. Contact: Richard L. Watton, Trust Officer West

Virginia Office of Aging Commission on Aging 1900 Kanawha Blvd. E. Holly Grove, Bl.10 Charleston, WV 25305-0160
(304)558-3317
P/D; Grants and assistance for projects and programs related to the aged. The grant-seeker should contact the agency for the most recent date on the status of listed or planned programs, as well as be aware of the state=s priorities for the aged.Iowa Disabled Veteran Property Tax Crt.

Veterans Affairs Division
Camp Dodge
7700 Northwest Beaver Drive
Johnston, IA 50131-1902
(515)242-5331 fax:(515)242-5578
P/D: Grants to provide property tax credits to disabled veterans or their surviving spouses who are residents of Iowa. Must have an income under $10,000. Surviving spouses are eligible for this benefit, as well, as long as they do not remarry. Write or call for guidelines.

Orion L. and Emma B. Hurlbut Memorial Fund c/o First Tennessee Bank, N.A.
701 Market Street
Chattanooga, TN 37401
Application Address:
c/o Jo Ann Clifford
Chattanooga Tumor Clinic.
975 E. Third Street, (423)266-3029
Chattanooga, TN 37403
P/D: Financial assistance for medical expenses to indigent cancer patients at Erlanger Hospital, outside of Hamilton County, TN. Payments are made directly to the physicians and health facilities providing medical treatment to the individual recipients.

Burlington Cancer Relief Association
304 Maple Street
Burlington, VT 05401-4573
Referral Address:
c/o Edward Aiken, R.N.
Snipe Island Road
Jerico, VT 05465
P/D: Financial assistance to low-income cancer patients in the greater Burlington, VT area. Assistance includes payments for drugs, medical supplies, dental needs, nutrition, transportation, and other needs as determined by the associations visiting agent, a registered nurse. Individuals must be referred through the appropriate channels in order to be considered.

Vincent Gaffney Foundation
c/o American State Bank & Trust Co
P.O. Box 1446 (701)774-4121
Williston, ND 58802-1446
P/D: Grants for the health and welfare of needy children under the age of 18. Applications accepted throughout the year. Initial approach by letter. Completion of formal application required.
Contact: Noel Hanson, VP & Trust Officer

Aberdeen Area Indian Health Service
Federal Building
115- 4th Avenue, SE (605)226-7581
Aberdeen, SD 57401
P/D: Funding to American Indian projects designed to provide a full range of curative, preventive and rehabilitative health services. Assistance to federally recognized tribal organizations. Designed to increase the capability of American Indians to manage their own health programs. Contact local Health Service office for standard application forms. Contact: Kay Carpentier, Grants Management Contact (301)443-5204 or
2. Bowman, Program Contact: (301) 443-6840 Local Contact person; Terrance Sloan, MD

Addison H. Gibson Foundation
One PPG Place, Suite 2230
Pittsburgh, PA 15222 (412)261-1611
P/D; Funds to cover hospital and medical costs for individuals with ?correctable physical difficulties?. Limited to residents of Western Pennsylvania, with emphasis on Allegheny County. Applicant=s must be referred by a medical professional. Formal application required. Medical professional must provide name, age, sex, and address of person for whom funding is sought, describe the nature of recommended medical assistance and provide the name of the patient=s primary physician. Grants are made directly to the medical professional Institution providing services. Write for further information. Formal application required, interview required. Contact: Rebecca Wallace, Director

Oklahoma City Area Indian Health Ser
215 Dean A. McGee Street, NW
Oklahoma City, OK 73102-3477
(405) 237-4796
P/D: Funding for American Indian projects designed to provide a full range of curative, preventive and rehabilitative health services. Assistance to Federally recognized tribes and tribal organizations. Designed to increase the capability of American Indians to manage their own health programs. Contact local Health Service office for standard application forms. Contact: Kay Carpentier, Grants management contact. (301)443-5204 or B. Bowman, program contact (301)443-6840 Local Contact: Dr. Robert Harry, Dir.

Phillips Foundation
P.O. Box 471 (601)327-8401
Columbus, MS 39703
Application Address:
c/o Atwell Andrews
116 Fifth Street North
Columbus, MS 39701 (601)327-8401
P/D: General welfare grants to indigent sick residents of Lowndes County, MS for medical, surgical and hospital attention and services other than doctors bills or surgical fees. Completion of formal application required, including financial information.

Beneficiary Travel
Dept. of Veterans Affairs
810 Vermont Avenue N.W.
Washington, DC 20420
(202)418-4343 Or (800)827-1000
P/D: Grants to reimburse disabled and other veterans for the cost of travel to receive medical care at a VA facility. Eligible veterans write to or call for guidelines.

The Lucy Daniels Foundation, Inc.
9001 Weston Pkwy.
Cary, NC 27513
Contact: Heather Craiges, MSW, Clinical Coordinator
(919)677-9888
P/D: Grants for psychoanalytic treatment to creative individuals in the Raleigh-Durham and Chapel Hill, NC area. Contact foundation for current application deadline. Initial approach by letter or telephone. Completion of formal application required, including an autobiographical statement. Interviews and psychological testing required.

Mosette Levin Trust
c/o First Citizens Bank, N.A.
Trust Department
P.O. Box 1125, Michigan City, IN 46360
Application Address:
c/o Justina Mejean, First Citizens Bank
515 Franklin Street, (219)874-9301
Michigan City, IN 46360
P/D: Medical aid grants to individuals over the age of 16 who are suffering from any childhood illness. Funds may be used for treatment, medication, and transportation to and from treatment facility. Limited to residents of La Porte County, IN. Formal application required.

The Clark Foundation
30 Wall Street, (212)269-1833
New York, NY 10005
P/D; Financial aid for medical and hospital care to needy individuals in upstate New York and New York City. Application accepted throughout the year. Initial approach by letter. Contact: Joseph H. Cruickshank, Secy

Ford Mobility Motoring Program
Ford Motor Company
Attn; Mobility Program
P.O. Box 3185 TDD (800)TDD-0312
Ruston, LA 71271
(318)257-4562 or (800)952-2248
P/D: To provide a cash reimbursement for the cost of installing adaptive driving aids on the purchase of new vehicles from Ford or Lincoln-Mercury. This program also provides 24 hour roadside assistance and a complimentary Ford cellular telephone.

The de Kay Foundation
c/o Chase Manhattan Bank
270 Park Avenue, (212)270-6000
New York, NY 10017
P/D: Grants to elderly individuals in financial need, particularly to those who sick or disabled or who lack proper care. Limited to residents of New York, New Jersey, and Connecticut. Initial approach by letter. Formal application required.

Camden Home for Senior Citizens
66 Washington Street, (207)236-2087
Camden, ME 04843
Application Address:
Belfast Road
Camden, ME 04843
(207)236-2014
Contact: Charles Lowe, President
P/D: Grants for medical care and drugs. Limited to residents of Camden, Rockport, Lincolnville and Hope, Maine. Write or call for guidelines.

William Babcock Memorial Endowment
305 San Anselmo Ave., Ste. 219
San Anselmo, CA 94960 (415)453-0901
P/D: Grants to persons burdened with exceptional medical expenses which exceed insurance coverage and fall outside the purview of other community agencies. Limited to persons who have been residents of Marin County, CA, for two or more years. Call for application guidelines, application required. Contact: Executive Director

Even though there are various types of grants applied for in the United Sates but non profit grants are considered as one of the most common types of grants among them. Usually, federal government prefer to give these grants to the non profit organizations only but sometimes applying for it can be a very difficult or tedious task. So, in order to make yourself sure in terms of getting this kind of grant, you need to consider some tips. First of all, it would be great for you to go through with all the guidelines and the instructions points which are normally given with the applications. In case, you are having any kind of doubt about it then you must also check everything again. You must make sure that the second chances are really not common while government is involved and most of the times you get the award of grants based on facts that you give to them.

Besides this, the chances of your application rejection occur in the condition when you are not capable to furnish all the information asked by them. Therefore, you need to be very careful for any format request made by them. It would also be beneficial, if you are fully aware about the appropriate customization of your applications. Once applying for a grant cannot make you able to get the money in return. For this, you will have to put some long term business ideas and plans in front of the federal government. It has become essential that you spend your precious time in preparing the effective business plans. Moreover, you can place your grant application higher as compared to others, if you prepare a FAQ list too with the business plans.

Apart from it, you must pay proper stress over the concerned issues before preparing your business plan. You must be confident about your business plans that they will fit into the goals without any doubt. You should never apply for the non profit grants for more than your requirements. In case, you are having any kind of difficulty in terms of understanding any part of the application then you can go with any of outsources for this purpose. You can take the help of experts for getting right kind of guidance in this regard.

At the end, it can be concluded that getting non profit grants is not a big deal, if applied according to the above mentioned tips.

When people are debt ridden, their expenditure decreases. This reduces the demand for various things in the economy because people will not have money to spend. Slowly this affects all areas of the economy, with the result that the economy of the state / nation suffers. Therefore it is imperative that the people have enough spending capacity so that the economy prospers.

Debt Relief With Government Grants

Government grants are more easily available than other forms of loans. This is because grants unlike loans do not require collateral or any other form of security. These thousands of dollars got as grants can be used for starting a new business, the proceeds from which can be used to clear off previous debts.

Grants are also available for clearing off debts incurred due to specific reasons like health care, education, business expenses etc. For e.g. a debt incurred for health care purposes like hospitalisation, medical bills, etc. can be cleared with the help of government grants. Debts incurred for setting up a business can also be funded using government grants. This makes government grant an ideal debt relief instrument.

Are grants easily available?

Grants are easily available to those people who can prove to the government that they are not in a position to pay off their debts. The social service office elaborately studies the financial position, outstanding debts and repayment capability of the debtor before issuing the grant. This is to ensure that the grant is going to the extremely needy people who have no other means to salvage their debt ridden situation.

Advantages Of Availing Government Grants For Debt Relief

1. A grant is easily available because no collateral is required to be got for it. The debtor just has to prove that he is not in a position to pay off his debts.

2. A grant is an aid from the government. It is not a loan. Hence it need not be paid back. It is both interest-free and non-taxable. It is given with the sole purpose of getting the finances of the debtor back on track, thereby making him debt-free subsequently.

3. With the availability of government grants for debt relief the debtors are saved from declaring bankruptcy.

4. Grants in comparison with other form of debt relief are a better option because they make the debtor debt free instantly.

Government grants are therefore an ideal debt relief option for those debtors who have no other option but to declare bankruptcy.

Who Provides Home Repair Grants?

Home repair grants can come from a variety of sources. The federal government, through the United States Department of Agriculture, is one provider of home repair grants. Many states and communities also provide home repair grants. While it may seem impossible to find these grants, don’t be discouraged.

One way to find local recommendations for home repair grants is to contact your local bank or other lending institution. Familiar with home repair issues, most lending institution can point you in the direction of an appropriate granting agency.

If your housing situation needs immediate help, you should contact your local municipality. Many communities offer emergency grants for immediate needs, such as a broken furnace or water problem.

Who Can Qualify for a Home Repair Grant?

Home repair grants are typically aimed at those people that would not qualify for a traditional home equity line of credit or personal loan. Whether due to age, income, or credit history, home repair grants can close the gap between a traditional home improvement loan and allowing a home to fall into a state of uninhabitable disrepair.

If, after researching your options, you find that you do not qualify for a home repair grant, there are other choices available. The same agencies that provide home repair grants many times will also offer low interest loans. While there are still stipulations on the types of home repairs that can be implemented with this money, the qualifying process is typically less rigorous than for a line of home equity credit from a lending institution.

Will My Home Repair Be Covered By A Home Repair Grant?

Home repair grants cover a variety of home improvement projects. Typically projects that are funded by the federal government have stringent guidelines for approval. Generally speaking a home that has safety concerns, such as outdated electrical wiring or an old porch that makes entering and exiting the house potentially dangerous would be considered for a home repair grant. A federal grant may also pay for adding insulation, repairing or replacing windows and doors, or doing other types of work to make the home more energy efficient. A federal grant will not pay for a kitchen remodel, adding closets or storage space, or other project that could be considered cosmetic. In addition, a federal grant will not pay for repairs on a home that will remain questionably habitable even after repairs.

State and community level grants have different qualifying standards, and vary greatly. While some grants will mirror closely the directives of the federal programs, other grant programs are for a particular purpose. Some programs are aimed at making homes more energy efficient, more attractive, or preserving original structures. These programs, while still maintaining tough standards for qualifications, can be an excellent way to obtain money if your project lines up with their purpose.

Other state and local grant programs are geared toward particular recipients, whether they are first time homeowners, the elderly or other groups within the population. If you qualify for one of these grants, you may find fewer restrictions on the type of home improvements that you may make. As with any grant program, it is important to make sure that your plans match up with the plans of the grant making organization before you begin the remodeling process.

While it may seem that applying for and accepting grant money limits the options available to homeowners, the reality is very different. Home repair grants are a way for people that would not normally be able to make improvements to their homes to do so. In addition to making their homes a safer and more comfortable place to live, they also increase their property values as well as the value of the neighborhood.